PMGDISHA Digital Literacy Scheme MCQs for Exams

21.

The Gramin Udyami 2.0 initiative, launched in 2026, primarily aims to:

A Provide financial aid for large-scale industrial projects in rural areas.

B Promote entrepreneurship and skill development among rural youth and women.

C Establish digital literacy centers across all villages.

D Improve agricultural productivity through advanced technology.

22.

Considering the expansion of PM-Vidyalaxmi Scheme by 2026, what is a significant technological enhancement expected to be integrated?

A Introduction of blockchain technology for secure loan processing.

B Development of a mobile application for seamless loan application and tracking.

C Integration with AI-powered career counseling services.

D All of the above

23.

Which ministry is primarily responsible for the implementation and expansion of the PM-Vidyalaxmi Scheme?

A Ministry of Rural Development

B Ministry of Finance

C Ministry of Education

D Ministry of Skill Development and Entrepreneurship

24.

As of 2026, which of the following is a key objective of the expanded PM-Vidyalaxmi Scheme aimed at improving educational financing?

A To provide direct cash transfers to students for all educational expenses.

B To facilitate access to education loans with improved interest rates and repayment options for students.

C To establish new physical schools in remote areas.

D To offer scholarships exclusively for postgraduate studies abroad.

25.

The 'Kisan Samriddhi Yojana' is expected to leverage which existing financial instrument to ensure efficient and widespread disbursement of credit to farmers?

A Corporate bonds market

B Kisan Credit Card (KCC) system

C Urban cooperative banks for housing loans

D Foreign direct investment (FDI) channels

26.

A key feature of the 'Kisan Samriddhi Yojana' designed to alleviate the financial burden on small and marginal farmers is likely to be:

A Mandatory crop diversification for all beneficiaries.

B Subsidized interest rates on agricultural loans and timely repayment incentives.

C Direct cash transfers for the purchase of non-agricultural land.

D Provision of free electricity for all irrigation purposes without any limits.

27.

What is the core objective of the recently announced 'Kisan Samriddhi Yojana', an agricultural credit scheme?

A Providing free agricultural machinery to all farmers.

B Enhancing access to affordable institutional credit for farmers to boost agricultural productivity.

C Promoting organic farming exclusively across all states.

D Establishing new agricultural universities and research centers.

28.

Beyond basic internet access, 'Digital India 2.0' for rural connectivity is likely to emphasize the expansion of which key service delivery points in villages?

A Exclusive luxury resorts

B Large-scale industrial manufacturing units

C Common Service Centres (CSCs) and digital literacy programs

D High-speed rail networks

29.

Which existing flagship government initiative is expected to be significantly bolstered and integrated under the 'Digital India 2.0' phase to achieve its rural broadband connectivity goals?

A Pradhan Mantri Jan Dhan Yojana (PMJDY)

B National Health Mission (NHM)

C BharatNet Project

D Swachh Bharat Abhiyan (SBA)

30.

What is the primary objective of the recently launched 'Digital India 2.0' phase, specifically concerning rural connectivity?

A Promoting urban smart city infrastructure development.

B Enhancing last-mile internet access and digital services penetration in rural areas.

C Developing advanced satellite communication for defense purposes only.

D Establishing new IT parks and Special Economic Zones in metropolitan cities.

Government Schemes & Programs MCQs