Government Schemes & Programs MCQs

Linking bank accounts with Aadhaar and land records (e-KYC and land seeding) has been a crucial step in verifying the authenticity of beneficiaries and ensuring that financial aid reaches the intended recipients directly, thereby enhancing transparency.

The primary objective of reviewing the PM-KISAN beneficiary database is to ensure that only eligible landholding farmer families receive the benefits, thereby enhancing transparency and preventing leakages by identifying and removing ineligible beneficiaries.

The PM-KISAN scheme was launched in February 2019 (with effect from December 1, 2018) and is implemented by the Union Ministry of Agriculture & Farmers Welfare.

The PM-KISAN scheme provides financial assistance in three equal installments annually. It is a 100% Centrally-funded scheme, meaning the entire financial burden is borne by the Government of India.

Under the PM-KISAN scheme, eligible landholding farmer families receive an annual financial assistance of ₹6,000, disbursed in three equal installments of ₹2,000 each, every four months.

The Ministry of Rural Development is the nodal ministry responsible for the implementation and oversight of the Namo Drone Didi scheme, focusing on rural empowerment.

The core objective of the Namo Drone Didi scheme is to empower women SHGs by equipping them with drones, enabling them to provide various agricultural services and generate income.

Recent updates in 2026 indicate an ambitious revision of the target for drone usage by women SHGs, aiming for wider adoption and impact in rural areas.

The scheme facilitates collateral-free loans through various financial intermediaries, including Scheduled Commercial Banks, RRBs, and NBFCs, making credit accessible to artisans.

The expansion aims to bridge the gap between traditional craftsmanship and modern economic demands by incorporating new trades and skills, thereby enhancing the employability and income potential of artisans.