As of September 2026, the PM-KISAN scheme continues to provide financial support to farmers. What is the total annual financial assistance provided per eligible farmer family under this scheme?
A Rs. 4,000
B Rs. 5,000
C Rs. 6,000
D Rs. 8,000
Answer: C
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme provides an annual financial benefit of Rs. 6,000 to all eligible landholding farmer families, payable in three equal installments of Rs. 2,000 each.
142.
Which of the following categories of individuals is generally NOT eligible to receive benefits under the PM-KISAN scheme, as per its exclusion criteria?
A All landholding farmer families with cultivable land.
B Farmer families whose members are former or present Members of Parliament (MPs).
C Farmer families whose members are retired government employees receiving a monthly pension of less than ₹10,000 (excluding Group D/MTS employees).
D Farmer families whose members are Multi Tasking Staff (MTS) or Group D employees of the government.
Answer: B
The PM-KISAN scheme has specific exclusion criteria. Among those excluded are former and present holders of constitutional posts, former and present Ministers/State Ministers, former/present MPs/MLAs/MLCs, former and present Mayors of Municipal Corporations, and former and present Chairpersons of District Panchayats. Therefore, farmer families with members who are former or present MPs are not eligible. However, retired government employees receiving a pension less than ₹10,000 (excluding Group D/MTS) and current MTS/Group D employees are generally eligible if they meet other landholding criteria.
143.
How is the annual financial assistance of ₹6,000 under the PM-KISAN scheme disbursed to eligible farmer families?
A In two equal installments of ₹3,000 each, every six months.
B In three equal installments of ₹2,000 each, every four months.
C In a single annual installment of ₹6,000.
D In four equal installments of ₹1,500 each, every three months.
Answer: B
The PM-KISAN scheme provides an annual financial benefit of ₹6,000 to eligible farmer families, which is disbursed in three equal installments of ₹2,000 each, every four months.
144.
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, which continues to provide financial support to farmers, was launched in which year and offers what annual financial assistance?
A February 2019, ₹6,000
B January 2018, ₹5,000
C March 2020, ₹7,000
D April 2019, ₹8,000
Answer: A
The PM-KISAN scheme was launched on February 24, 2019, by the Government of India. Under this scheme, all eligible landholding farmer families are provided with an annual financial benefit of ₹6,000, payable in three equal installments of ₹2,000 each every four months.
145.
A significant aspect of Gramin Udyami 2.0 is its focus on:
A Urban migration and employment.
B Digital literacy and adoption of technology in rural businesses.
C International trade agreements for rural products.
D Development of large infrastructure projects.
Answer: B
Gramin Udyami 2.0 emphasizes integrating digital tools and modern technologies into rural enterprises to enhance their competitiveness, market access, and overall efficiency, thereby fostering sustainable growth.
146.
Which ministry or organization is typically associated with the implementation of schemes like Gramin Udyami 2.0?
A Ministry of Finance
B Ministry of Rural Development
C Ministry of Commerce and Industry
D Ministry of Skill Development and Entrepreneurship
Answer: D
The Ministry of Skill Development and Entrepreneurship (MSDE) is the nodal ministry for most skill development and entrepreneurship promotion schemes in India, including initiatives aimed at rural areas.
147.
The Gramin Udyami 2.0 initiative, launched in the context of 2026, primarily focuses on:
A Providing direct financial aid to rural entrepreneurs without any skill development.
B Enhancing skill development and entrepreneurship opportunities for rural youth and women.
C Establishing large-scale industries in rural areas.
D Promoting agricultural exports from rural regions.
Answer: B
Gramin Udyami 2.0 is designed to empower rural populations, particularly youth and women, by equipping them with necessary skills and fostering an entrepreneurial mindset to create sustainable livelihoods.
148.
The expansion of the PM-Vidyalaxmi Scheme in recent years (leading up to 2026) has also aimed to integrate which of the following aspects to provide a holistic approach to student financing?
A Mandatory vocational training for all loan beneficiaries.
B Financial literacy and career counseling services.
C Direct recruitment opportunities after course completion.
D Subsidized accommodation for all students.
Answer: B
Beyond just providing loans, the expanded PM-Vidyalaxmi Scheme aims to empower students by offering financial literacy programs and career counseling, helping them make informed decisions about their education and future.
149.
Which entity is primarily responsible for the operational management and disbursement of education loans under the PM-Vidyalaxmi Scheme?
A Ministry of Education
B Reserve Bank of India (RBI)
C Participating banks and financial institutions
D National Skill Development Corporation (NSDC)
Answer: C
While the Ministry of Education oversees the scheme, the actual disbursement and operational management of education loans are carried out by various public and private sector banks and financial institutions that partner with the scheme.
150.
As of 2026, which of the following is a key objective of the expanded PM-Vidyalaxmi Scheme aimed at improving educational financing?
A To provide direct cash transfers to students for all educational expenses.
B To facilitate access to education loans with reduced interest rates and improved repayment options.
C To establish new physical schools in remote areas.
D To offer scholarships only for postgraduate studies abroad.
Answer: B
The PM-Vidyalaxmi Scheme, as expanded, focuses on making education loans more accessible and affordable by offering features like lower interest rates and flexible repayment terms, thereby supporting students' educational aspirations.
