What is the primary goal of integrating digital technologies into MGNREGA wage payments as of 2026?
A To reduce the number of man-days generated under the scheme.
B To ensure timely, transparent, and leak-proof disbursement of wages directly to beneficiaries' bank accounts.
C To replace manual record-keeping with paper-based systems.
D To increase the administrative costs of the scheme.
Answer: B
Digital integration, through systems like Aadhaar-Enabled Payment System (AEPS) and direct bank transfers, aims to eliminate intermediaries, reduce delays, and prevent leakage, ensuring that wages reach the intended beneficiaries promptly and securely.
112.
Under the PM-Surya Ghar Muft Bijli Yojana, what is the maximum capacity for which subsidies are typically provided for residential rooftop solar systems as of 2026?
A 1 kilowatt (kW)
B 3 kilowatts (kW)
C 5 kilowatts (kW)
D 10 kilowatts (kW)
Answer: C
While subsidies can vary, the scheme generally targets residential rooftop solar systems up to 3 kW for significant subsidy benefits, with provisions for larger systems at potentially reduced subsidy rates.
113.
Which of the following is a key component of the financial assistance provided under the PM-Surya Ghar Muft Bijli Yojana for rooftop solar installations?
A Direct cash transfer of the entire installation cost.
B A central financial assistance (CFA) subsidy based on the installed capacity.
C Low-interest loans from public sector banks only.
D Tax rebates on electricity bills for 10 years.
Answer: B
The scheme provides a Central Financial Assistance (CFA) subsidy, which is a direct financial support from the government, calculated based on the capacity of the rooftop solar system installed.
114.
As of 2026, what is the primary objective of the expanded PM-Surya Ghar Muft Bijli Yojana?
A To provide free electricity to all rural households.
B To promote rooftop solar installations and provide up to 300 units of free electricity per month to eligible households.
C To subsidize the purchase of electric vehicles.
D To develop large-scale solar power parks across the country.
Answer: B
The expanded PM-Surya Ghar Muft Bijli Yojana aims to encourage rooftop solar installations by offering subsidies and providing up to 300 units of free electricity monthly to eligible households, thereby reducing electricity bills and promoting renewable energy.
115.
The Pradhan Mantri Gramin Awas Yojana (PMGAY) is a restructured version of which earlier rural housing scheme?
A Indira Awas Yojana (IAY)
B Rajiv Awas Yojana (RAY)
C National Urban Livelihoods Mission (NULM)
D Swachh Bharat Abhiyan (SBA)
Answer: A
The Pradhan Mantri Gramin Awas Yojana (PMGAY) was launched in November 2016, replacing the erstwhile Indira Awas Yojana (IAY), which had been in operation since 1985.
116.
What is the typical funding pattern between the Central and State Governments for the Pradhan Mantri Gramin Awas Yojana (PMGAY) in plain areas?
A 90:10
B 75:25
C 60:40
D 50:50
Answer: C
In plain areas, the cost of assistance under PMGAY is shared in a 60:40 ratio between the Central and State Governments. For North-Eastern States, Himalayan States, and the Union Territory of Jammu & Kashmir, the ratio is 90:10, and for Union Territories without a legislature, the Central Government bears 100% of the cost.
117.
What was the primary objective of the Pradhan Mantri Gramin Awas Yojana (PMGAY) at its inception?
A To provide urban housing for all by 2022.
B To provide a 'pucca' house with basic amenities to all houseless households and those living in dilapidated houses in rural areas by a specific target year.
C To provide rental housing to migrant workers in rural areas.
D To construct community halls in every village.
Answer: B
The primary objective of PMGAY, launched in 2016, was to provide a 'pucca' house with basic amenities to all houseless households and those living in kutcha and dilapidated houses in rural areas by 2022, which was later extended.
118.
Under the National Health Mission, the provision of free transport from home to health facilities, free drugs, diagnostics, and blood for pregnant women and sick infants is primarily covered by which program?
A Pradhan Mantri Matru Vandana Yojana (PMMVY)
B Janani Shishu Suraksha Karyakram (JSSK)
C Rashtriya Kishor Swasthya Karyakram (RKSK)
D National Rural Health Mission (NRHM)
Answer: B
The Janani Shishu Suraksha Karyakram (JSSK) aims to eliminate out-of-pocket expenses for pregnant women and sick infants accessing public health institutions, covering free transport, drugs, diagnostics, and blood.
119.
The National Health Mission aims to reduce key maternal and child health indicators. Which of the following is a primary indicator for maternal health that NHM seeks to lower?
A Infant Mortality Rate (IMR)
B Under-5 Mortality Rate (U5MR)
C Maternal Mortality Ratio (MMR)
D Total Fertility Rate (TFR)
Answer: C
Maternal Mortality Ratio (MMR) is a direct indicator of maternal health, measuring the number of maternal deaths per 100,000 live births. NHM has specific targets for reducing MMR, IMR, and U5MR.
120.
Which of the following schemes is NOT a direct component or initiative under the National Health Mission (NHM) specifically targeting maternal and child health?
A Janani Shishu Suraksha Karyakram (JSSK)
B Rashtriya Bal Swasthya Karyakram (RBSK)
C Pradhan Mantri Jan Arogya Yojana (PMJAY)
D Janani Suraksha Yojana (JSY)
Answer: C
Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship scheme under Ayushman Bharat, focusing on health insurance for secondary and tertiary care. JSSK, RBSK, and JSY are core programs under NHM specifically aimed at maternal and child health.
