Government Schemes Practice MCQs for Competitive Exams

1.

The digital integration of MGNREGA wage payments aims to improve financial inclusion. Which of the following is a direct consequence of this integration?

A Increased reliance on cash transactions.

B Reduced access to banking services for rural workers.

C Greater participation of beneficiaries in the formal banking system.

D Higher instances of wage theft and corruption.

2.

Which digital payment system is predominantly used for direct wage disbursement to MGNREGA workers, ensuring their identity verification?

A Cheque payments

B Demand Drafts

C Aadhaar-Enabled Payment System (AEPS)

D Mobile wallets without bank linkage

3.

What is the primary goal of integrating digital technologies into MGNREGA wage payments as of 2026?

A To reduce the number of man-days generated under the scheme.

B To ensure timely, transparent, and leak-proof disbursement of wages directly to beneficiaries' bank accounts.

C To replace manual record-keeping with paper-based systems.

D To increase the administrative costs of the scheme.

4.

Under the PM-Surya Ghar Muft Bijli Yojana, what is the maximum capacity for which subsidies are typically provided for residential rooftop solar systems as of 2026?

A 1 kilowatt (kW)

B 3 kilowatts (kW)

C 5 kilowatts (kW)

D 10 kilowatts (kW)

5.

Which of the following is a key component of the financial assistance provided under the PM-Surya Ghar Muft Bijli Yojana for rooftop solar installations?

A Direct cash transfer of the entire installation cost.

B A central financial assistance (CFA) subsidy based on the installed capacity.

C Low-interest loans from public sector banks only.

D Tax rebates on electricity bills for 10 years.

6.

As of 2026, what is the primary objective of the expanded PM-Surya Ghar Muft Bijli Yojana?

A To provide free electricity to all rural households.

B To promote rooftop solar installations and provide up to 300 units of free electricity per month to eligible households.

C To subsidize the purchase of electric vehicles.

D To develop large-scale solar power parks across the country.

Government Schemes & Programs MCQs - 2026-09-11