MCQs on Government Schemes: PMGAY & Digital Krishi Sahayak (Aug 2026)

31.

Which government ministry is the nodal agency responsible for the implementation and expansion of the PM-Vidyalaxmi Scheme?

A Ministry of Education

B Ministry of Finance

C Ministry of Skill Development and Entrepreneurship

D Ministry of Home Affairs

32.

The PM-Vidyalaxmi Scheme, in its current phase (as of 2026), primarily targets students seeking higher education. Which of the following is NOT a typical area of support under this scheme?

A Loans for undergraduate and postgraduate studies in India and abroad.

B Scholarships for vocational training programs.

C Financial aid for primary and secondary education.

D Information portal for various educational loan schemes.

33.

As of 2026, which of the following is a key objective of the expanded PM-Vidyalaxmi Scheme aimed at improving educational access and financial support for students?

A To provide direct cash transfers to all students enrolled in government schools.

B To facilitate access to educational loans and scholarships for meritorious and economically weaker students.

C To digitize the entire curriculum of all Indian universities.

D To establish new physical schools in every district of India.

34.

The Pradhan Mantri Jan Dhan Yojana is administered by which ministry in India?

A Ministry of Finance

B Ministry of Rural Development

C Ministry of Electronics and Information Technology

D Ministry of Home Affairs

35.

As of 2026, what is a key feature of the Jan Dhan Yojana accounts that encourages their usage?

A High interest rates on all deposits.

B Availability of a RuPay debit card and an overdraft facility.

C Mandatory investment in government bonds.

D Guaranteed high returns on insurance policies.

36.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched with the primary objective of:

A Providing housing loans to all citizens.

B Ensuring access to financial services like banking, savings, deposit accounts, remittance, credit, and insurance.

C Offering subsidies for mobile phone connections.

D Promoting investment in stock markets.

37.

As of 2026, what is a significant focus area for the National Health Mission in improving rural healthcare access?

A Establishing super-specialty hospitals in every village.

B Strengthening primary healthcare infrastructure and human resources.

C Providing free international medical tourism packages.

D Focusing solely on disease eradication programs.

38.

Which of the following is a key component of the National Health Mission?

A National Rural Health Mission (NRHM) and National Urban Health Mission (NUHM)

B National Pharmaceutical Pricing Authority (NPPA)

C National AIDS Control Organisation (NACO)

D Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

39.

The National Health Mission (NHM) aims to provide accessible, affordable, and quality healthcare to which segment of the population?

A Urban population only

B Rural population only

C Both rural and urban populations

D Tribal and marginalized communities

40.

Under the PM-KISAN scheme, the financial assistance is directly transferred to the bank accounts of eligible beneficiaries. What is the term for this type of transfer?

A Direct Benefit Transfer (DBT)

B Electronic Fund Transfer (EFT)

C National Electronic Funds Transfer (NEFT)

D Real-Time Gross Settlement (RTGS)

Government Schemes & Programs MCQs