Government Schemes & Programs MCQs - 2026-05-21

Mandatory e-KYC (Electronic Know Your Customer) for PM-KISAN beneficiaries is primarily done to verify the identity of the beneficiary and authenticate their eligibility using their Aadhaar number, thereby preventing impersonation and ensuring that benefits go to the rightful person.

Strengthening the database, through measures like Aadhaar seeding and e-KYC, is primarily aimed at identifying and eliminating ineligible beneficiaries and preventing fraudulent claims, thereby ensuring that the benefits reach only genuine farmers.

While income tax payees are generally excluded, mandatory submission of income tax returns by all beneficiaries is not a primary method for strengthening the database for all beneficiaries. Aadhaar seeding, e-KYC, and physical verification are key steps to identify genuine farmers and prevent fraud.

The PM-KISAN scheme was launched on February 24, 2019, though it was made effective from December 1, 2018.

The financial benefit under PM-KISAN is directly transferred to the bank accounts of the beneficiaries through Direct Benefit Transfer (DBT). The scheme initially had a landholding limit, but it was later removed. Institutional landholders are generally excluded. It is a central sector scheme with 100% funding from the Government of India.

Under the PM-KISAN scheme, eligible farmer families receive an annual financial assistance of ₹6,000, paid in three equal installments of ₹2,000 each.