Economy and Business Current Affairs MCQs

81.

Which of the following is a key measure introduced by the Reserve Bank of India (RBI) to enhance consumer protection in digital lending?

A Mandatory direct disbursement of loans to the borrower's bank account.

B Allowing Lending Service Providers (LSPs) to directly charge processing fees from borrowers.

C Eliminating the need for a cooling-off period for small-value digital loans.

D Permitting automatic increase in credit limits without explicit borrower consent.

82.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

83.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

84.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

85.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

86.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

87.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

88.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

89.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

90.

Under the 2026 RBI Digital Lending guidelines, what is the primary requirement for Regulated Entities (REs) regarding the flow of funds?

A Funds must flow directly between the bank account of the borrower and the RE without any pass-through account.

B Funds can be routed through third-party payment aggregators indefinitely.

C Lending Service Providers (LSPs) are allowed to hold borrower funds.

D REs can delegate the credit decision-making process to unregulated fintech partners.

Economy & Business MCQs