Economy and Business Current Affairs MCQs

21.

In 2026, SEBI has proposed stricter norms for Investment Advisors (IAs). Which of the following is a key proposed change aimed at enhancing client protection?

A Reducing the minimum net worth requirement for IAs.

B Allowing IAs to receive commissions from product manufacturers.

C Mandating a cooling-off period before a client can act on advice.

D Permitting IAs to offer bundled services with other financial products.

22.

According to the RBI's enhanced digital lending framework in 2026, which entity is primarily responsible for ensuring that all outsourced activities by a Digital Lending App (DLA) comply with the guidelines?

A The third-party vendor performing the outsourced activity.

B The borrower availing the digital loan.

C The Digital Lending App (DLA) itself.

D The Reserve Bank of India (RBI).

23.

In the context of the RBI's updated digital lending guidelines in 2026, what is the primary objective behind requiring DLAs to appoint a Chief Compliance Officer (CCO)?

A To manage the marketing and advertising of digital loans.

B To ensure adherence to all regulatory requirements and internal policies.

C To handle customer complaints and grievances.

D To develop new digital lending products.

24.

As per the recent RBI guidelines enhancing the digital lending framework in 2026, which of the following is NOT a mandatory disclosure for Digital Lending Apps (DLAs)?

A All fees, charges, and interest rates applicable.

B Details of the Lending Service Provider (LSP) and its registration number.

C The total loan amount disbursed and the repayment schedule.

D The credit score of the borrower before loan application.

25.

Government initiatives like Production Linked Incentive (PLI) schemes are designed to boost manufacturing resilience by:

A Increasing import duties on finished goods.

B Providing financial incentives for increased production and exports.

C Reducing the overall tax burden on all businesses.

D Simplifying labor laws to facilitate easier hiring and firing.

26.

Which of the following indicators would typically reflect the resilience of India's manufacturing sector in early 2026?

A A consistent decrease in factory output.

B A rise in the Purchasing Managers' Index (PMI) for manufacturing.

C A decline in new orders and export growth.

D Increased inventory levels indicating sluggish sales.

27.

In early 2026, the resilience shown by India's manufacturing sector is most likely attributed to which of the following factors?

A A significant decline in global demand for manufactured goods.

B Strong domestic demand and government policy support.

C A sharp increase in input costs due to supply chain disruptions.

D Reduced investment in infrastructure and technology.

28.

A 'cautious liquidity stance' by the RBI generally implies that the central bank is aiming to:

A Increase the money supply significantly to boost consumption.

B Keep the availability of credit relatively tight.

C Encourage banks to lend aggressively without much scrutiny.

D Reduce the policy rates to stimulate investment.

29.

Which of the following tools is most likely used by the RBI to manage liquidity and maintain its cautious stance in early 2026?

A Open Market Operations (OMO) for selling government securities.

B Reduction in the Cash Reserve Ratio (CRR).

C Lowering the Reverse Repo Rate.

D Direct lending to public sector undertakings.

30.

As of early 2026, what is the primary objective of the Reserve Bank of India's (RBI) cautious liquidity stance?

A To stimulate rapid economic growth by injecting excess liquidity.

B To control inflation and maintain financial stability.

C To encourage increased borrowing by commercial banks.

D To reduce the repo rate to boost investment.

Economy & Business MCQs