UPSC Economy MCQs: RBI, SEBI, Manufacturing 2026

1.

Which of the following sectors might be prioritized by the government for incentives to boost domestic manufacturing in 2026, considering global trends and national security?

A Luxury tourism.

B High-tech electronics and defense manufacturing.

C Traditional handicrafts only.

D Imported finished goods assembly.

2.

The government's focus on boosting domestic manufacturing in 2026 is likely aligned with which national objective?

A Increasing reliance on imported goods.

B Promoting 'Make in India' and 'Atmanirbhar Bharat' initiatives.

C Reducing employment opportunities in the country.

D Decreasing foreign direct investment.

3.

In 2026, the Indian government is considering various incentives to boost domestic manufacturing. Which of the following is a common type of incentive provided by governments to encourage manufacturing?

A Increased import duties on finished goods.

B Reduction in corporate tax rates for manufacturing units.

C Subsidies for research and development in manufacturing.

D All of the above.

4.

Under the proposed 2026 SEBI regulations, what could be a potential new requirement for AIFs concerning their investment strategy or operations?

A Mandatory investment in government bonds only.

B Restrictions on the types of investors allowed to participate.

C Requirement for independent valuation of assets by a third party.

D A ban on investing in unlisted securities.

5.

The proposed stricter norms by SEBI for AIFs in 2026 might include changes in disclosure requirements. Which of the following is likely to be a focus of these enhanced disclosures?

A The personal hobbies of the AIF managers.

B Detailed information on the underlying investments and risk factors.

C The AIF's office rent and utility bills.

D The number of employees in the fund management company.

6.

In 2026, SEBI proposed stricter norms for Alternative Investment Funds (AIFs). What is a primary reason behind SEBI's move to tighten regulations for AIFs?

A To reduce the overall investment in the Indian capital markets.

B To enhance investor protection and market integrity.

C To discourage foreign portfolio investment in AIFs.

D To simplify the process of setting up new AIFs.

7.

A significant aspect of the 2026 RBI digital lending guidelines is the requirement for a specific type of entity to handle the lending. Which entity is generally permitted to lend through these platforms?

A Any technology company with a website.

B Only entities regulated by the RBI, such as banks and NBFCs.

C Unregistered peer-to-peer lenders.

D Foreign companies without an Indian presence.

8.

As per the 2026 RBI guidelines, digital lending platforms are mandated to disclose all charges and fees to the borrower upfront. Which of these is NOT typically required to be disclosed?

A Annual Percentage Rate (APR)

B Processing fees

C Late payment penalties

D The digital lending platform's marketing budget.

9.

In 2026, the Reserve Bank of India (RBI) issued new guidelines for digital lending platforms. Which of the following is a key objective of these guidelines?

A To encourage unregulated lending to increase credit availability.

B To protect borrowers from predatory practices and ensure transparency.

C To reduce the role of banks in digital lending.

D To allow digital lending platforms to hold customer data indefinitely.

Economy & Business MCQs - 2026-10-21