UPSC/SSC/Banking MCQs: RBI, Economy, Inflation

71.

As per the updated RBI guidelines on digital lending (as of 2026), which entity is generally required to ensure that all loan disbursals and repayments are executed only through bank accounts of the digital lending entity and not through any third-party pool account?

A The borrower.

B The Reserve Bank of India.

C The digital lending entity (including its outsourcing partners).

D The Credit Information Companies (CICs).

72.

In 2026, the Reserve Bank of India (RBI) enhanced digital lending norms. Which of the following is a key objective of these enhanced norms?

A To encourage unregulated lending practices.

B To ensure greater transparency and protect borrowers from unfair practices.

C To increase the interest rates charged by digital lenders.

D To reduce the number of digital lending platforms operating in India.

73.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

74.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

75.

As of the latest data for the fiscal year 2026-27, which organization primarily releases the official quarterly GDP growth estimates for India?

A Reserve Bank of India (RBI)

B National Statistical Office (NSO)

C NITI Aayog

D Ministry of Finance

76.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

77.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

78.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

79.

Which of the following is likely to be a component of the new export incentive scheme for MSMEs?

A Increased import duties on raw materials.

B Subsidies on export credit and insurance.

C Restrictions on technology adoption.

D Higher taxes on export earnings.

80.

What is the primary goal of the new export incentive scheme launched for MSMEs by the government?

A To reduce domestic consumption.

B To increase import substitution.

C To enhance the competitiveness of MSME exports in global markets.

D To discourage foreign investment.

Economy & Business MCQs