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Economy & Business MCQs - 2026-08-02

11.
As per the 2026 RBI guidelines, which entity is mandated to perform due diligence on digital lending platforms before onboarding them?
A Ministry of Finance
B The Regulated Entity (RE) like banks and NBFCs
C National Payments Corporation of India (NPCI)
D Securities and Exchange Board of India (SEBI)
12.
In 2026, the Reserve Bank of India (RBI) issued new guidelines for digital lending platforms. Which of the following is a key objective of these guidelines?
A To encourage unregulated lending by fintech companies.
B To ensure greater transparency and consumer protection in digital lending.
C To reduce the role of banks in digital lending.
D To allow digital lending platforms to set their own interest rates without any cap.
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