1.
The Pradhan Mantri Jan Dhan Yojana (PMJDY), a national mission for financial inclusion, primarily aims to provide universal access to banking facilities. Which of the following is a key feature offered under PMJDY accounts?
2.
Which digital payment system has been instrumental in significantly boosting financial inclusion and the volume of small-value digital transactions across India, especially since its launch?
3.
What are the three broad parameters used by the Reserve Bank of India (RBI) to construct its Financial Inclusion Index (FI-Index)?
4.
Which of the following is a mandatory requirement for digital lending platforms under RBI guidelines to ensure transparency and borrower protection?
5.
As per the updated RBI guidelines for digital lending, what is the maximum permissible percentage of the loan portfolio that a Lending Service Provider (LSP) can offer as a First Loss Default Guarantee (FLDG) to a Regulated Entity (RE)?
6.
In which year did the Reserve Bank of India (RBI) issue its comprehensive regulatory framework for digital lending, aiming to protect borrowers and ensure responsible lending practices?
7.
Which of the following areas has the RBI increasingly emphasized in its recent cybersecurity guidelines for banks, particularly concerning data storage and processing by third-party vendors?
8.
As part of its enhanced cybersecurity framework, what specific role has the RBI mandated for banks to appoint to oversee their cybersecurity posture and report directly to the Board/Audit Committee?
9.
What is the primary regulatory document governing cybersecurity for commercial banks in India, issued by the RBI?
