RBI Guidelines & Annual Report MCQs 2026

1.

What was the primary focus of the Reserve Bank of India's monetary policy during the period covered by the Annual Report 2025-26, as indicated in the report?

A Aggressively reducing interest rates to stimulate growth

B Maintaining price stability while supporting growth

C Focusing solely on controlling inflation

D Implementing quantitative easing measures

2.

The RBI's Annual Report 2025-26 noted a significant improvement in which of the following economic indicators?

A Current Account Deficit

B Inflation Rate

C Unemployment Rate

D Fiscal Deficit

3.

According to the RBI's Annual Report 2025-26, what was the projected GDP growth rate for India during the fiscal year 2025-26?

A 6.5%

B 7.2%

C 7.8%

D 8.1%

4.

Under the revised digital lending framework effective from 2026, what is mandated regarding the outsourcing of any digital lending activity?

A Outsourcing is completely banned.

B Outsourcing is permitted only if the principal lender retains full responsibility.

C Outsourcing requires prior approval from the borrower.

D Outsourcing is allowed for all activities except loan disbursement.

5.

A key aspect of the RBI's updated digital lending guidelines in 2026 is the prohibition of which practice for digital lending entities?

A Charging interest rates above the repo rate

B Automatic top-up loans without explicit customer consent

C Disclosing customer data to third-party marketing agencies

D All of the above

6.

As per the recent enhancements to the digital lending framework by the RBI in 2026, which of the following entities are now permitted to undertake digital lending activities?

A Only Scheduled Commercial Banks and NBFCs

B Scheduled Commercial Banks, NBFCs, and Payment Aggregators

C Scheduled Commercial Banks, NBFCs, and entities with specific RBI approval

D Any entity registered with the Ministry of Corporate Affairs

Banking & Finance MCQs - 2026-08-18