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MCQs - 2026-11

71.
The UN Security Council's address on maritime infrastructure security in 2026 likely called for enhanced international cooperation. Which of the following is a crucial aspect of such cooperation?
A Unilateral imposition of security measures by powerful nations.
B Sharing of intelligence and coordinated naval patrols.
C Reducing the number of international maritime organizations.
D अंतर्राष्ट्रीय समुद्री संगठनों की संख्या कम करना।
72.
In a recent session in 2026, the UN Security Council discussed the security of maritime infrastructure. What is a primary concern highlighted regarding the safety of these vital global assets?
A Over-regulation of shipping lanes by individual nations.
B Increasing threats from piracy, terrorism, and state-sponsored attacks.
C Lack of technological advancement in port management.
D Declining global trade volumes impacting port operations.
73.
Which of the following is a potential benefit for Indian businesses due to the expanded CEPA with the UAE, focusing on digital trade protocols in 2026?
A Reduced access to UAE's market for digital products and services.
B Increased regulatory hurdles for setting up digital businesses in the UAE.
C Enhanced opportunities for Indian IT firms to offer services and expand their market reach in the UAE.
D Higher costs associated with data transfer and digital transactions.
74.
The recent expansion of the India-UAE CEPA to include digital trade protocols in 2026 is expected to significantly impact which sector of the economy?
A Agriculture and Food Processing
B Information Technology and Digital Services
C Textile Manufacturing
D Heavy Industry and Manufacturing
75.
In 2026, India and the UAE are expanding their Comprehensive Economic Partnership Agreement (CEPA) to include digital trade protocols. Which of the following is a key objective of these new protocols?
A To impose higher tariffs on digital services traded between the two countries.
B To facilitate seamless cross-border digital trade and reduce non-tariff barriers for digital services.
C To restrict the flow of data between India and the UAE.
D To prioritize traditional goods trade over digital services.
76.
What is a significant advantage of using UPI for transactions?
A It requires users to have a credit card for every transaction.
B It facilitates instant, real-time payments between bank accounts.
C It is exclusively for large-value corporate transactions.
D It operates only during banking hours.
77.
A record surge in UPI transactions, as reported by NPCI in October 2026, primarily indicates which of the following?
A A decline in digital payment adoption
B Increased financial inclusion and digital payment penetration
C A shift towards cash-based transactions
D Reduced efficiency in the payment ecosystem
78.
Which organization is responsible for operating the Unified Payments Interface (UPI) platform in India?
A Reserve Bank of India (RBI)
B National Payments Corporation of India (NPCI)
C Ministry of Finance
D Securities and Exchange Board of India (SEBI)
79.
Which of the following is a key consumer protection measure mandated by the RBI's new digital lending guidelines?
A Allowing automatic increase in credit limits without borrower consent
B Mandating a 'cooling-off' period for borrowers to exit digital loans
C Permitting lenders to access borrower data without explicit consent
D Removing all restrictions on recovery agents' conduct
80.
According to RBI's digital lending guidelines, which entities are primarily permitted to carry out digital lending activities?
A Only unregulated FinTech companies
B Only entities regulated by the RBI or other statutory/regulatory bodies
C Any entity, irrespective of regulatory oversight
D Only foreign-based digital lenders
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