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11.

What is the primary purpose of the 'cooling-off period' mandated by RBI for digital loans?

A To allow the lender to verify the borrower's credit history.

B To enable the borrower to exit the loan by paying the principal and proportionate Annual Percentage Rate (APR) without penalty.

C To provide time for the digital lending platform to process the loan application.

D To allow the borrower to negotiate better interest rates with the lender.

12.

As per the Reserve Bank of India's (RBI) tightened norms for digital lending platforms, how should the disbursement of loans be primarily made?

A Directly to the Lending Service Provider's (LSP) bank account.

B Directly to the borrower's bank account, without any pass-through to the LSP.

C Through a pre-approved digital wallet linked to the LSP.

D Via cash disbursement at designated agent locations.

13.

The 'National Skill Development Mission 2.0' aims to align with which of the following national priorities or frameworks?

A 'Skill India Mission' and 'Make in India' initiatives.

B 'Digital India' and 'Swachh Bharat Abhiyan'.

C 'National Education Policy' and 'Ayushman Bharat'.

D 'Smart Cities Mission' and 'Rural Electrification'.

14.

Which of the following is a key pillar or focus area of the 'National Skill Development Mission 2.0' launched in 2026?

A Industry-Academia Linkages and Quality Assurance.

B Development of space technology.

C Promotion of foreign language learning.

D Regulation of the stock market.

15.

The 'National Skill Development Mission 2.0' was launched in 2026. What is its overarching goal?

A To enhance the employability of the Indian workforce through skill development.

B To promote traditional arts and crafts.

C To provide free education up to university level.

D To encourage emigration of skilled workers.

16.

As of 2026, what is the typical subsidy amount provided under the Credit Linked Subsidy Scheme (CLSS) component of 'PM-AWAS Yojana - Urban' for eligible EWS/LIG beneficiaries?

A Up to ₹2.67 lakh.

B Up to ₹1 lakh.

C Up to ₹5 lakh.

D No subsidy is provided.

17.

Which of the following is a key component of the 'PM-AWAS Yojana - Urban' that aims to improve the living conditions of beneficiaries?

A Construction of affordable houses and slum redevelopment.

B Provision of free Wi-Fi in public spaces.

C Development of industrial corridors.

D Subsidies for luxury vehicle purchases.

18.

In 2026, the government announced a new phase for the 'PM-AWAS Yojana - Urban'. What is the primary objective of this scheme?

A To provide financial assistance to urban poor for housing.

B To develop smart cities in rural areas.

C To promote agricultural development in urban centers.

D To provide free electricity to all urban households.

19.

On November 13th, 1918, Allied forces occupied which major city, marking a significant event at the end of World War I?

A Berlin

B Vienna

C Constantinople

D Budapest

20.

On November 13, 1985, the eruption of which volcano led to the Armero tragedy in Colombia, burying the town of Armero under lahars?

A Mount Vesuvius

B Mount Fuji

C Nevado del Ruiz

D Mount St. Helens

MCQs 2026