MCQs 2026

In August 2023, RBI clarified that FLDG arrangements are permitted between regulated entities (REs) and lending service providers (LSPs), provided the guarantee is in the form of cash or bank deposits, and capped at a maximum of 5% of the amount of the loan portfolio under the arrangement.

The RBI guidelines mandate that the loan disbursal must be made directly into the bank account of the borrower without any pass-through to the Loan Service Provider (LSP) or any third party. This ensures transparency and accountability.

The initiative focuses on enhancing digital literacy, which includes enabling villagers to confidently use digital devices, manage online payments, and access various government services and information available online.

The Ministry of Electronics and Information Technology (MeitY) is the nodal ministry responsible for the implementation and oversight of the Samarth-Gram initiative.

The Samarth-Gram initiative aims to bridge the digital divide in rural areas by providing digital literacy training and ensuring easy access to various online government services for villagers.

The government has set an ambitious target to achieve 30 GW of rooftop solar capacity by the end of 2026 under the PM-Surya Ghar Muft Bijli Yojana.

The scheme aims to reduce electricity bills significantly for households by generating their own power. Net metering allows them to sell surplus electricity back to the grid, creating a potential income stream.

The expanded PM-Surya Ghar Muft Bijli Yojana aims to accelerate rooftop solar installations and offers up to 300 units of free electricity monthly to eligible households, thereby reducing electricity bills and promoting renewable energy.

Pneumonia remains the leading infectious cause of death among children under five years old worldwide, despite being largely preventable and treatable.

The main goal of World Pneumonia Day is to raise awareness about pneumonia, promote interventions to protect against, prevent, and treat the disease, and highlight the need for global action.