National Film Awards 2023 MCQs: Test Your Knowledge

11.

Under the 2026 transparency guidelines for digital lending, what information must be provided to the borrower before the loan agreement is executed?

A Only the principal loan amount and tenure.

B Full details of the loan, including APR, all fees, charges, and the repayment schedule.

C Information about the credit score of the lending institution.

D A list of alternative lending institutions.

12.

In 2026, the RBI introduced new transparency guidelines for digital lending. Which of the following is a key requirement under these guidelines for digital lending platforms?

A Mandatory disclosure of all loan processing fees and charges upfront to the borrower.

B Prohibition on offering loans with an Annual Percentage Rate (APR) exceeding 20%.

C Requirement to provide a cooling-off period of at least 30 days for all loans.

D Mandatory use of a specific RBI-approved mobile application for all digital lending.

13.

The RBI's enhanced cybersecurity framework for NBFCs in 2026 emphasizes a 'defense-in-depth' strategy. What does this strategy primarily entail?

A Relying on a single, strong firewall to protect all systems.

B Implementing multiple layers of security controls to protect assets.

C Outsourcing all cybersecurity functions to third-party vendors.

D Focusing solely on employee training for security awareness.

14.

As per the 2026 cybersecurity directives for NBFCs, what is the minimum frequency for reporting cyber incidents to the RBI?

A Within 24 hours of detection.

B Within 72 hours of detection.

C Within 7 days of detection.

D Within 30 days of detection.

15.

In 2026, the Reserve Bank of India (RBI) has tightened cybersecurity norms for Non-Banking Financial Companies (NBFCs). Which of the following is a key directive introduced by the RBI concerning NBFCs' cybersecurity preparedness?

A Mandatory implementation of blockchain technology for all transactions.

B Requirement for NBFCs to conduct regular vulnerability assessments and penetration testing (VAPT).

C Prohibition on using cloud computing services for data storage.

D Mandatory appointment of a Chief Information Security Officer (CISO) with less than 5 years of experience.

16.

Which government-led national telemedicine platform is actively integrated with the Ayushman Bharat Digital Mission (ABDM) to facilitate remote consultations?

A CoWIN

B eSanjeevani

C UMANG

D DigiLocker

17.

Which of the following components of the Ayushman Bharat Digital Mission (ABDM) are fundamental for a robust telemedicine framework?

A Health ID and Health Facility Registry (HFR) only.

B Healthcare Professionals Registry (HPR) only.

C Health ID, Healthcare Professionals Registry (HPR), and Health Facility Registry (HFR).

D Only digital payment gateways for health services.

18.

What is the overarching goal of the Ayushman Bharat Digital Mission (ABDM), which is crucial for expanding telemedicine services?

A To establish a national digital health ecosystem.

B To provide free health insurance to all citizens.

C To build new hospitals and healthcare facilities across the country.

D To regulate pharmaceutical companies and drug prices.

19.

As of 2026, which of the following measures has been significantly emphasized to enhance transparency and efficiency in MGNREGA implementation?

A Mandatory digital attendance for workers via the National Mobile Monitoring System (NMMS) app.

B Expansion of the scheme to cover urban areas.

C Introduction of private contractors for project execution.

D Direct cash transfers to beneficiaries without requiring work.

20.

Which Union Ministry is primarily responsible for the implementation and oversight of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)?

A Ministry of Finance

B Ministry of Rural Development

C Ministry of Agriculture & Farmers Welfare

D Ministry of Labour & Employment

MCQs 2026