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MCQs 2026

71.
The RBI guidelines for Digital Lending Platforms primarily aim to address which of the following concerns?
A Promoting aggressive marketing strategies by lenders.
B Enhancing data privacy, fair practices, and consumer protection.
C Reducing the overall number of digital lending platforms.
D Increasing interest rates charged by digital lenders.
72.
What is a key mandate introduced by the RBI's new guidelines for Digital Lending Platforms regarding loan disbursement?
A Loans must be disbursed directly into the borrower's bank account.
B Loans can be disbursed to any third-party account specified by the borrower.
C Loans must be disbursed in cash only.
D Loans can be disbursed through digital wallets without bank account linkage.
73.
Which of the following is likely a key focus area under 'Digital India 2.0' to achieve its objectives?
A Developing advanced space technology for digital communication.
B Promoting traditional offline banking services.
C Expanding digital infrastructure and skill development programs.
D Restricting access to international digital platforms.
74.
Which Union Ministry is primarily responsible for the implementation of the 'Digital India 2.0' initiative?
A Ministry of Finance
B Ministry of Education
C Ministry of Electronics and Information Technology (MeitY)
D Ministry of Rural Development
75.
What is the primary objective of the 'Digital India 2.0' initiative launched by MeitY?
A To enhance digital literacy and inclusion across rural and urban areas.
B To promote cashless transactions exclusively through UPI.
C To establish a nationwide network of physical digital service centers.
D To provide free internet access to all citizens.
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