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Current Affairs & MCQs
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MCQs 2026

11.
As per the RBI's tightened digital lending norms in 2026, what is a mandatory requirement for all loan disbursals and repayments?
A Disbursal and repayment must be executed only through bank accounts of the digital lending entity.
B All loan disbursals and repayments must be executed exclusively through the bank accounts of the borrower and the regulated entity.
C A portion of the loan amount must be disbursed in cash.
D Repayments can be accepted through third-party payment wallets without verification.
12.
In 2026, the Reserve Bank of India (RBI) tightened digital lending norms. Which of the following is a key objective of these revised norms aimed at borrower protection?
A To encourage unregulated lending platforms to offer higher interest rates.
B To ensure greater transparency in pricing, fees, and charges associated with digital loans.
C To allow digital lenders to collect borrower data without explicit consent.
D To reduce the reporting requirements for digital lending entities.
13.
Under the current rural skill initiatives, what is the minimum age eligibility for candidates?
A 14 years
B 15 years
C 18 years
D 21 years
14.
What is the primary focus of the 'Skill India Digital' platform launched for rural youth?
A Providing free laptops to students
B Digital skilling, upskilling, and reskilling through a unified portal
C Direct cash transfer to rural households
D Providing agricultural subsidies
15.
Which scheme is currently the flagship program for skill development of rural youth in India as of 2026?
A Pradhan Mantri Kaushal Vikas Yojana (PMKVY 4.0)
B Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)
C Skill India Digital Hub
D Atal Innovation Mission
16.
What is the current RuPay debit card accident insurance cover provided under PMJDY?
A Rs 50,000
B Rs 1,00,000
C Rs 2,00,000
D Rs 5,00,000
17.
Which ministry is the nodal agency for the implementation of PMJDY?
A Ministry of Rural Development
B Ministry of Finance
C Ministry of Electronics and IT
D Ministry of Home Affairs
18.
As of 2026, what is the primary objective of the 'Jan Dhan 3.0' phase under PMJDY?
A Providing insurance to all account holders
B Focusing on digital penetration and micro-credit access
C Opening only zero-balance accounts
D Direct cash transfer for infrastructure projects
19.
Who is credited with the discovery of X-rays, an event that the International Day of Radiology commemorates?
A Marie Curie
B Wilhelm Conrad Röntgen
C Thomas Edison
D Alexander Fleming
20.
The International Day of Radiology commemorates the discovery of which significant medical imaging technique?
A Magnetic Resonance Imaging (MRI)
B Ultrasound
C X-rays
D Computed Tomography (CT Scan)
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