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MCQs 2026

61.
As per the RBI's digital lending guidelines, which entities are permitted to undertake digital lending activities?
A Only entities regulated by the RBI, such as Banks and Non-Banking Financial Companies (NBFCs).
B Banks, NBFCs, and all registered Fintech companies.
C Any entity that partners with a Regulated Entity (RE) to offer digital lending services.
D All technology platforms and mobile applications that facilitate lending.
62.
Which of the following key provisions was introduced by the RBI's digital lending guidelines to enhance transparency and borrower protection?
A Mandatory provision of a Key Fact Statement (KFS) and a cooling-off period for borrowers.
B Allowing Lending Service Providers (LSPs) to directly charge fees from borrowers for their services.
C Permitting Regulated Entities (REs) to automatically increase credit limits without explicit consent from borrowers.
D Relaxing data privacy and security norms for Lending Service Providers (LSPs) to facilitate faster loan processing.
63.
According to the RBI's digital lending guidelines, what is the mandated procedure for loan disbursal and repayment?
A Loans must be disbursed directly into the borrower's bank account and repayments must be made directly to the Regulated Entity.
B Lending Service Providers (LSPs) can disburse loans, but repayments must be made directly to the Regulated Entity.
C Both loan disbursal and repayment can be facilitated by Lending Service Providers (LSPs).
D Loans can be disbursed directly, but LSPs are permitted to collect repayments on behalf of the Regulated Entity.
64.
The India-ASEAN Strategic Dialogue 2026 also touched upon capacity building in maritime security. Which of the following initiatives was proposed to strengthen the capabilities of ASEAN member states?
A Joint development of advanced submarine technology.
B Training programs for maritime law enforcement and disaster response.
C Establishing a common maritime currency for trade.
D NEEDS_REVIEW
65.
During the India-ASEAN Strategic Dialogue 2026, discussions on enhancing maritime domain awareness (MDA) were prominent. What is a key objective of improving MDA in the region?
A To facilitate faster cargo movement through sea lanes.
B To monitor and deter illegal activities and ensure freedom of navigation.
C To promote joint tourism initiatives in coastal areas.
D NEEDS_REVIEW
66.
The India-ASEAN Strategic Dialogue 2026, held in [City Name], underscored the importance of maritime security in the Indo-Pacific region. Which of the following was a primary area of cooperation discussed?
A Joint development of space-based surveillance systems.
B Combating piracy and illegal fishing.
C Establishing a joint naval fleet for disaster relief.
D NEEDS_REVIEW
67.
A key focus of the UN Climate Summit 2026 was on adaptation and resilience. Which sector was identified as particularly vulnerable and requiring urgent investment for adaptation measures?
A Global tourism industry.
B International space exploration.
C Agriculture and food security.
D NEEDS_REVIEW
68.
The UN Climate Summit 2026 emphasized the need for enhanced climate finance. Which of the following was a significant proposal discussed for mobilizing funds for climate action in developing countries?
A A global carbon tax on all international flights.
B Increased contributions from private sector investments through green bonds.
C A mandatory 1% GDP contribution from all UN member states.
D NEEDS_REVIEW
69.
The UN Climate Summit 2026, held in [City Name], concluded with a landmark agreement to set new emission reduction targets. Which of the following was a key outcome regarding these targets?
A A 50% reduction in global greenhouse gas emissions by 2035.
B A commitment to phase out all fossil fuels by 2040.
C A 60% reduction in emissions from developed nations by 2030.
D NEEDS_REVIEW
70.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
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