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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
The RBI's 2026 cybersecurity mandate emphasizes regular vulnerability assessments and penetration testing for banks. What is the purpose of these activities?
A To increase the complexity of banking software.
B To identify and rectify security weaknesses before they can be exploited by attackers.
C To reduce the bank's IT budget.
D To test the speed of internet connections.
8.
As per the RBI's directives in 2026, banks are required to implement robust measures for threat intelligence sharing. What is the intended benefit of such sharing?
A To create a monopoly in cybersecurity solutions.
B To enable a collective defense mechanism against emerging cyber threats.
C To reduce the need for internal IT departments.
D To share customer personal information with third parties.
9.
In 2026, the Reserve Bank of India has mandated enhanced cybersecurity measures for banks. What is a primary objective of these enhanced measures?
A To reduce the number of physical bank branches.
B To protect sensitive customer data and ensure the resilience of banking systems against cyber threats.
C To promote the use of cryptocurrency for all banking transactions.
D To increase the interest rates on savings accounts.
10.
Under the revised digital lending guidelines by the RBI (as of 2026), which entities are permitted to undertake digital lending activities?
A Only banks and Non-Banking Financial Companies (NBFCs) registered with the RBI.
B Any fintech company with a minimum paid-up capital of INR 5 crore.
C All companies registered under the Companies Act, 2013.
D Only NBFCs, banks are excluded.
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