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Current Affairs & MCQs
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MCQs 2026

11.
Under the revised RBI guidelines for digital lending (2026), what is the primary objective of mandating a standardized Key Fact Statement (KFS) for all digital loans?
A To allow lenders to charge higher interest rates.
B To ensure borrowers understand all costs, terms, and conditions before taking a loan.
C To facilitate faster loan disbursal.
D To reduce the regulatory burden on digital lending platforms.
12.
As per the enhanced digital lending framework by the RBI in 2026, which of the following is NOT a mandatory disclosure requirement for Digital Lending Apps (DLAs) before entering into an agreement with a borrower?
A All information about the loan, including all fee components, interest rate, and other charges.
B The name and full address of the lending institution and its branches.
C The minimum and maximum tenure of the loan.
D The borrower's credit score history for the past five years.
13.
Is the enrollment for the ABHA (Health ID) mandatory for all citizens in India?
A Yes, it is mandatory for all citizens
B No, it is voluntary
C Only mandatory for government employees
D Only mandatory for those above 60 years
14.
What is the primary purpose of the nationwide Health ID (ABHA) enrollment drive?
A To provide free health insurance to all citizens
B To create a digital repository of health records for seamless access
C To track the vaccination status of citizens
D To provide direct cash transfers for medical expenses
15.
What is the unique identifier issued under the Ayushman Bharat Digital Mission (ABDM) known as?
A Aadhaar Health Card
B ABHA (Ayushman Bharat Health Account) Number
C National Health ID
D Digital Medical Record ID
16.
The Gramin Digital Saksharta Abhiyan is implemented under the aegis of which ministry?
A Ministry of Education
B Ministry of Electronics and Information Technology (MeitY)
C Ministry of Communications
D Ministry of Skill Development and Entrepreneurship
17.
Which of the following is a key focus area for the expansion of the digital literacy campaign in remote districts?
A Training on using e-governance services
B Advanced software development
C Hardware manufacturing
D Cybersecurity research
18.
What is the main goal of the Gramin Digital Saksharta Abhiyan (DISHA)?
A To provide free laptops to rural students
B To make rural households digitally literate
C To provide high-speed satellite internet to villages
D To train rural youth in coding
19.
Under PMAY-G, the unit assistance provided to beneficiaries is shared between the Centre and States in which ratio for plain areas?
A 50:50
B 75:25
C 60:40
D 90:10
20.
Which ministry is the nodal agency for the implementation of PMAY-G Phase III?
A Ministry of Housing and Urban Affairs
B Ministry of Rural Development
C Ministry of Panchayati Raj
D Ministry of Jal Shakti
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