LIVE Access Mock Tests, PYP & AI Analytics for 375+ Exams! 7 Days Free Trial ₹99 Start Free Trial
Current Affairs & MCQs
Latest Questions, Daily Updates & More

MCQs - 2026-09

241.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
242.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
243.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
244.
As of 2026, the RBI's strategy for financial inclusion in rural areas increasingly involves leveraging technology. What is a significant technological advancement facilitating this?
A The widespread adoption of physical passbooks only.
B The expansion of Jan Dhan Yojana accounts and the use of Aadhaar-enabled Payment System (AePS).
C The phasing out of all digital payment infrastructure.
D The restriction of mobile phone usage in rural areas.
245.
Which of the following initiatives, often supported by the RBI, plays a crucial role in enhancing financial literacy and access in rural India?
A Establishing luxury resorts.
B Promoting financial literacy campaigns and the establishment of Banking Correspondents (BCs).
C Closing down rural post offices.
D Restricting access to mobile banking.
246.
In 2026, the RBI continues its focus on financial inclusion in rural areas. Which of the following is a key strategy employed by the RBI to achieve this?
A Reducing the number of bank branches in rural areas.
B Promoting the use of basic savings bank deposit accounts (BSBDA) and expanding access to banking services through various channels.
C Discouraging the use of digital payment systems.
D Increasing the minimum balance requirement for rural accounts.
247.
The RBI's 2026 digital lending framework requires digital lending platforms to disclose all-in cost of loans to borrowers. What does 'all-in cost' typically include?
A Only the principal amount of the loan.
B Interest rate, processing fees, and other charges.
C The borrower's credit score.
D The platform's marketing expenses.
248.
Under the 2026 RBI digital lending framework, which entity is mandated to ensure that all loan disbursals and repayments are processed through regulated entities?
A The borrower.
B The digital lending platform.
C The Reserve Bank of India.
D The Ministry of Finance.
249.
In 2026, the RBI introduced a new framework for digital lending. What is a primary aim of this framework?
A To encourage unregulated lending practices.
B To protect borrowers from predatory practices and ensure transparency.
C To increase the interest rates on all digital loans.
D To restrict digital lending to only large corporations.
250.
The RBI's 2026 cybersecurity framework mandates that banks conduct regular audits and vulnerability assessments. What is the primary purpose of these assessments?
A To identify and rectify potential security weaknesses before they are exploited.
B To increase the number of IT staff in banks.
C To develop new mobile banking features.
D To ensure compliance with social media policies.
Home Exams Jobs Current Affairs Mock Tests