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Current Affairs & MCQs
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MCQs 2026

11.
As per the RBI's digital lending guidelines, who is primarily responsible for paying any fees or charges to the Lending Service Provider (LSP)?
A The borrower directly pays the LSP.
B The Regulated Entity (RE) pays the LSP.
C The fees are deducted from the loan amount before disbursement.
D The government subsidizes the LSP fees.
12.
Which of the following is a key principle mandated by the RBI's framework for digital lending platforms regarding loan disbursement?
A Loans must be disbursed directly into the borrower's bank account by the Regulated Entity.
B Loans can be disbursed into the borrower's digital wallet by the Lending Service Provider.
C Loans can be disbursed to a third-party account specified by the borrower.
D Loans can be disbursed in cash by the Lending Service Provider.
13.
Which government agency or platform plays a crucial role in facilitating the verification and disbursement process for the PM-KISAN scheme?
A National Payments Corporation of India (NPCI)
B Ministry of Agriculture & Farmers Welfare
C Reserve Bank of India (RBI)
D Comptroller and Auditor General of India (CAG)
14.
As of 2026, what is the primary objective behind the rigorous verification process for PM-KISAN beneficiaries?
A To increase the number of beneficiaries
B To prevent fraudulent claims and ensure benefits reach genuine farmers
C To reduce the overall budget allocation for the scheme
D To encourage farmers to take loans
15.
To ensure the integrity of the PM-KISAN scheme, the government has emphasized beneficiary verification. Which of the following is a primary method used for verification?
A Aadhaar authentication
B Land record verification
C Income tax return verification
D All of the above
16.
Which of the following categories of beneficiaries are EXCLUDED from the PM-KISAN scheme as per its guidelines updated by 2026?
A Small and marginal farmers
B Landholding farmer families
C Institutional landholders
D All of the above
17.
Under the PM-KISAN scheme, the financial assistance is directly transferred to the bank accounts of the beneficiaries. What is the name of this direct transfer mechanism?
A Direct Benefit Transfer (DBT)
B National Electronic Funds Transfer (NEFT)
C Real Time Gross Settlement (RTGS)
D Unified Payments Interface (UPI)
18.
As of 2026, what is the annual financial assistance provided to eligible farmer families under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme?
A ₹4,000
B ₹6,000
C ₹8,000
D ₹10,000
19.
What is the primary objective of celebrating World Pharmacists Day?
A To promote the sale of generic medicines
B To advocate for the role of pharmacists in improving global health
C To increase the number of pharmacy colleges
D To regulate drug prices globally
20.
Which organization is responsible for the creation and promotion of World Pharmacists Day?
A World Health Organization (WHO)
B International Pharmaceutical Federation (FIP)
C United Nations (UN)
D International Red Cross
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