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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
Digital banking and mobile technology have played a crucial role in the 2026 financial inclusion drive in rural areas. Which of the following is a significant benefit of digital financial services in rural penetration?
A Increased reliance on physical bank branches.
B Reduced accessibility due to network issues.
C Lower transaction costs and wider reach.
D Exclusion of small-value transactions.
8.
The increased rural penetration of financial inclusion in 2026 is often facilitated by initiatives like the Pradhan Mantri Jan Dhan Yojana (PMJDY). What is a key feature of PMJDY?
A Mandatory investment in mutual funds for all account holders.
B Provision of a zero-balance bank account with an overdraft facility.
C Issuance of credit cards to all rural households.
D Focus on providing only insurance services.
9.
In 2026, India's financial inclusion drive has shown significant progress in rural areas. What is a primary goal of financial inclusion?
A To increase the number of stock market investors.
B To provide access to affordable financial products and services to all sections of society, especially the underserved.
C To promote the use of cryptocurrencies.
D To reduce the number of bank branches in urban areas.
10.
When the RBI reviews its monetary policy in 2026, it considers various factors. If the economic outlook suggests a slowdown, what action might the RBI consider to stimulate growth?
A Increase the Reverse Repo Rate
B Reduce the Bank Rate
C Increase the Cash Reserve Ratio (CRR)
D Tighten liquidity by selling government securities
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