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Current Affairs & MCQs
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MCQs 2026

11.
As per the 2026 RBI guidelines on digital lending, what is mandated for all loan disbursals and repayments?
A They must be processed through a bank's escrow account.
B They can be directly handled by the digital lending app's own payment gateway.
C They must be routed through a bank account of the borrower, not the lender.
D They are permitted to be conducted in cash.
12.
In 2026, the Reserve Bank of India (RBI) issued new guidelines for digital lending to enhance transparency. Which of the following is a key objective of these guidelines?
A To restrict the number of digital lending apps available to consumers.
B To ensure all digital lending activities are conducted by Non-Banking Financial Companies (NBFCs) only.
C To protect borrowers' interests by mandating clear disclosure of all charges and fees.
D To promote the use of cryptocurrency for digital lending.
13.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
14.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
15.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
16.
Pradhan Mantri Jan Arogya Yojana (PMJAY) primarily targets which segment of the Indian population based on deprivation and occupational criteria of the Socio-Economic Caste Census (SECC) 2011 data?
A All citizens of India
B Middle-income groups and salaried employees
C Poor and vulnerable families
D Government employees and pensioners
17.
What is the annual health cover provided per family under the Pradhan Mantri Jan Arogya Yojana (PMJAY) for secondary and tertiary care hospitalization?
A ₹3 Lakh
B ₹5 Lakh
C ₹7 Lakh
D ₹10 Lakh
18.
Which categories of workers were recently included under the Pradhan Mantri Jan Arogya Yojana (PMJAY) coverage, as announced in the interim budget 2024-25?
A ASHA workers, Anganwadi workers, and helpers
B MGNREGA workers and their families
C Street Vendors and their dependents
D Small and Marginal Farmers
19.
The 'Committee of Parliament on Official Language' was constituted under which section of the Official Languages Act, 1963?
A Section 4
B Section 5
C Section 6
D Section 7
20.
As per the Official Languages Act, 1963, which of the following is NOT a language for official communication in India?
A Hindi
B English
C Sanskrit
D All of the above
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