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MCQs 2026

11.
Which of the following is a key focus area for the RBI's enhanced cybersecurity framework for regulated entities in the digital payment ecosystem by 2026?
A Mandating the exclusive use of government-developed proprietary software.
B Implementing robust real-time fraud detection and incident response mechanisms.
C Eliminating all human intervention in transaction processing to prevent errors.
D Centralizing all payment data on RBI-owned and managed servers.
12.
What is the primary objective of the RBI's mandate for card-on-file tokenization in digital payments, which is fully implemented by 2026?
A To reduce transaction processing fees for merchants.
B To enhance data security by replacing actual card details with unique encrypted tokens.
C To promote international payment gateways over domestic ones.
D To increase the speed of online transactions significantly.
13.
Which of the following is NOT a component of the Pradhan Mantri Awas Yojana-Gramin?
A Financial assistance for house construction.
B Provision of 95 days of guaranteed wage employment under MGNREGA.
C Assistance for convergence with schemes like Swachh Bharat Mission for toilet construction.
D Provision of free electricity connections.
14.
Under PMAY-G, what is the unit assistance provided for the construction of a house in plain areas?
A ₹1,20,000
B ₹1,50,000
C ₹1,30,000
D ₹1,00,000
15.
What is the primary goal of the new phase of Pradhan Mantri Awas Yojana-Gramin (PMAY-G) as of 2026?
A To provide affordable housing loans to urban dwellers.
B To ensure 'Housing for All' by constructing pucca houses for all homeless families in rural areas.
C To develop smart cities in rural India.
D To provide financial assistance for upgrading existing rural houses.
16.
Under the PM-Surya Ghar Muft Bijli Yojana, what is the typical subsidy provided for rooftop solar installations up to a certain capacity?
A A fixed subsidy of ₹10,000 per installation.
B Subsidies are provided on a per-kilowatt basis, with higher subsidies for the initial kilowatts.
C No direct subsidy is provided; only interest-free loans are available.
D A 10% subsidy on the total installation cost.
17.
Which entity is the nodal agency for the implementation of the PM-Surya Ghar Muft Bijli Yojana?
A Ministry of New and Renewable Energy (MNRE)
B Bureau of Energy Efficiency (BEE)
C Solar Energy Corporation of India (SECI)
D National Thermal Power Corporation (NTPC)
18.
As of 2026, what is the primary objective of the expanded PM-Surya Ghar Muft Bijli Yojana?
A To provide free electricity to all urban households.
B To promote rooftop solar installations and provide up to 300 units of free electricity per month to eligible households.
C To subsidize the purchase of electric vehicles.
D To develop large-scale solar power parks across the country.
19.
What is the main objective of celebrating the International Day of Democracy?
A To promote economic globalization
B To review the state of democracy worldwide
C To encourage military alliances
D To celebrate national independence days
20.
In which year was the International Day of Democracy first observed, following its establishment by the UN General Assembly?
A 2000
B 2005
C 2008
D 2010
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