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MCQs 2026

11.
According to RBI's tightened norms for digital lending, who is primarily responsible for all fees, charges, etc., payable to Lending Service Providers (LSPs)?
A The borrower
B The Regulated Entity (RE)
C The Lending Service Provider (LSP)
D Both borrower and LSP
12.
Which of the following is a key norm introduced by the RBI for digital lending, mandating that the loan disbursement and repayment must be executed only between the borrower's bank account and the bank account of the Regulated Entity (RE)?
A Direct transfer to borrower's bank account
B Use of third-party wallets
C Cash disbursement
D Disbursement through Lending Service Providers (LSPs) directly
13.
The Pradhan Mantri Awas Yojana (Gramin) is a scheme under which Union Ministry?
A Ministry of Housing and Urban Affairs
B Ministry of Rural Development
C Ministry of Social Justice and Empowerment
D Ministry of Home Affairs
14.
What is the primary objective of the Pradhan Mantri Awas Yojana (Gramin)?
A To provide financial assistance for urban housing.
B To ensure housing for all homeless families in rural areas.
C To promote commercial real estate development.
D To offer rental subsidies for rural populations.
15.
As of 2026, the Pradhan Mantri Awas Yojana (Gramin) has achieved what percentage of its completion target for providing pucca houses to rural households?
A Approximately 75%
B Approximately 90%
C Approximately 95%
D Approximately 80%
16.
Which ministry is primarily responsible for the implementation of the 'Yuva Kaushal Vikas Abhiyan' Phase II?
A Ministry of Education
B Ministry of Skill Development and Entrepreneurship
C Ministry of Labour and Employment
D Ministry of Finance
17.
What is a key objective of the 'Yuva Kaushal Vikas Abhiyan' Phase II, as per its 2026 launch?
A To provide financial aid for higher education abroad.
B To promote entrepreneurship and self-employment among skilled youth.
C To facilitate direct recruitment into government services.
D To offer vocational training exclusively for women.
18.
The 'Yuva Kaushal Vikas Abhiyan' Phase II, launched in 2026, aims to enhance the employability of youth by providing skill development in which of the following sectors?
A Primarily in traditional crafts and agriculture.
B Focusing on emerging technologies and green jobs.
C Exclusively in the IT and software services sector.
D Concentrating on administrative and managerial roles.
19.
In which year was the International Day of Clean Air for blue skies first observed?
A 2018
B 2019
C 2020
D 2021
20.
Which international body designated the International Day of Clean Air for blue skies?
A United Nations General Assembly
B UNESCO
C World Health Organization (WHO)
D United Nations Environment Programme (UNEP)
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