UPSC/SSC/Banking MCQs: RBI, SEBI, GDP

1.

If India's GDP growth consistently exceeds 7.5% in FY27, what would be a likely positive outcome for the government's fiscal position?

A Increased fiscal deficit due to higher spending.

B Lower tax revenues due to economic expansion.

C Improved tax buoyancy leading to higher government revenues.

D Reduced foreign exchange reserves.

2.

Which of the following factors is most likely to contribute to India's GDP growth exceeding 7.5% in Q2 FY27?

A A sharp decline in private consumption expenditure.

B Weak global economic conditions impacting exports.

C Sustained government capital expenditure and strong private sector investment.

D A significant increase in crude oil prices.

3.

A projection of India's GDP growth exceeding 7.5% in Q2 FY27 (July-September 2026) primarily indicates which of the following for the Indian economy?

A A period of economic contraction.

B Robust economic expansion and strong underlying fundamentals.

C A significant slowdown in industrial production.

D Increased reliance on external aid for growth.

4.

To enhance the efficiency and transparency of corporate bond trading, SEBI might propose measures related to:

A Limiting the number of trading platforms available.

B Mandating all corporate bond trades to be executed on recognized stock exchanges.

C Reducing the frequency of trade reporting.

D Allowing only institutional investors to trade corporate bonds.

5.

SEBI's stricter regulations for corporate bonds are likely to focus on which of the following aspects to improve investor protection?

A Reducing the minimum issue size for public offerings.

B Increasing disclosure requirements for issuers regarding financial health and risk factors.

C Exempting certain categories of bonds from credit rating requirements.

D Promoting over-the-counter (OTC) trading over exchange-based trading.

6.

What is a key objective behind SEBI's proposed stricter regulations for corporate bond issuance and trading?

A To reduce the overall volume of corporate bond issuances.

B To enhance transparency and liquidity in the corporate bond market.

C To limit participation of institutional investors in the market.

D To simplify compliance requirements for issuers.

7.

Which of the following practices is strictly prohibited under the RBI's enhanced digital lending guidelines to safeguard consumer interests?

A Offering pre-approved loans to existing customers.

B Collecting necessary data with explicit consent for credit assessment.

C Automatic increase in credit limit without explicit consent of the borrower.

D Providing a cooling-off period for borrowers to exit the loan.

8.

Under the RBI's digital lending framework, which entity is primarily responsible for addressing customer grievances related to a digital loan?

A The Reserve Bank of India (RBI)

B The Digital Lending Application (DLA)

C The Regulated Entity (RE) or its Lending Service Provider (LSP)

D The Ministry of Finance

9.

What is a primary objective of RBI's enhanced digital lending guidelines, particularly concerning consumer protection?

A To ensure transparency in loan disclosures and interest rates.

B To promote aggressive marketing by digital lenders.

C To allow unregulated entities to offer digital loans.

D To reduce the scope of grievance redressal mechanisms.

10.

Which of the following is NOT a permanent member of the G20, meaning its participation in the September 2026 meeting would be as a guest or invitee?

A United States

B European Union

C International Monetary Fund (IMF)

D Canada

MCQs 2026