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Current Affairs & MCQs
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MCQs 2026

1.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
2.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
3.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
4.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
5.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
6.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
7.
The 2026 RBI guidelines for digital lending platforms also address the issue of outsourcing. What is a significant change introduced regarding outsourcing?
A Digital lending platforms are prohibited from outsourcing any of their functions.
B Outsourced activities must be clearly disclosed to the borrower, and the regulated entity retains full responsibility.
C Only non-core functions can be outsourced by digital lending platforms.
D Outsourcing is permitted only to other regulated financial institutions.
8.
Under the new RBI guidelines for digital lending platforms effective in 2026, what is a mandatory requirement for all loan disbursals?
A Loan disbursal must be made only through physical bank branches.
B All loan disbursals must be credited directly to the borrower's bank account.
C Digital lending platforms must obtain prior approval from the RBI for each disbursal.
D Disbursal of loans must be done only in cash.
9.
In 2026, the Reserve Bank of India (RBI) issued new guidelines for digital lending platforms. What is a primary objective of these guidelines?
A To encourage unregulated lending practices to boost economic growth.
B To ensure fair and transparent lending practices and protect borrowers' interests.
C To reduce the number of digital lending platforms operating in India.
D To allow digital lenders to charge interest rates as per their discretion.
10.
The RBI's 2026 initiative to strengthen the customer grievance redressal mechanism also includes a focus on proactive measures. Which of the following is a proactive measure introduced?
A Mandatory customer satisfaction surveys after every transaction.
B Requirement for banks to publish their complaint resolution rates quarterly.
C A dedicated RBI helpline for immediate resolution of all issues.
D Introduction of a penalty for banks that receive more than 100 complaints per month.
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