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MCQs 2026

11.
According to the RBI's revised transparency guidelines for digital lending, what is the minimum cooling-off period that must be offered to borrowers, allowing them to exit the loan agreement without penalty?
A 24 hours
B 48 hours
C 72 hours
D No specific cooling-off period is mandated
12.
As per the RBI's new transparency guidelines for digital lending, which of the following is NOT mandated for Digital Lending Apps (DLAs) to disclose upfront to the borrower?
A All fees and charges payable by the borrower
B The name and full address of the Digital Lending App (DLA)
C The name of the bank or financial institution on whose behalf the lending is being made
D The total interest rate including all hidden charges
13.
A key objective of PMKVY 4.0, as highlighted in its design, is to align skill development programs with:
A Global tourism trends only.
B Local industry needs and demand-driven skilling.
C Historical preservation techniques.
D Promoting only government sector employment.
14.
Which Union Ministry is responsible for the implementation of the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) scheme, including its 4.0 version?
A Ministry of Finance
B Ministry of Education
C Ministry of Skill Development and Entrepreneurship
D Ministry of Rural Development
15.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY) 4.0, which was announced in the Union Budget 2023-24, primarily focuses on which of the following aspects?
A Providing free education up to primary level.
B Skilling youth in new-age courses like AI, Robotics, and Mechatronics.
C Offering financial assistance for agricultural loans.
D Promoting traditional handicrafts exclusively.
16.
Which autonomous body under the Ministry of Health and Family Welfare is responsible for the implementation of the Ayushman Bharat Digital Mission (ABDM)?
A NITI Aayog
B National Health Authority (NHA)
C Indian Council of Medical Research (ICMR)
D Central Drugs Standard Control Organisation (CDSCO)
17.
Which of the following is NOT a core building block of the Ayushman Bharat Digital Mission (ABDM)?
A Ayushman Bharat Health Account (ABHA)
B Health Facility Registry (HFR)
C Healthcare Professionals Registry (HPR)
D Universal Basic Income Registry (UBIR)
18.
When was the National Digital Health Mission (NDHM) officially renamed and launched nationwide as Ayushman Bharat Digital Mission (ABDM)?
A August 15, 2020
B September 27, 2021
C January 26, 2022
D October 2, 2020
19.
What is the primary objective of observing the International Day of Charity on September 5?
A To promote tourism and cultural exchange.
B To encourage volunteerism and philanthropic activities.
C To discuss global economic policies.
D To celebrate national holidays.
20.
The International Day of Charity, observed on September 5, is dedicated to recognizing the role of charity in alleviating human suffering and promoting goodwill. Which historical figure's death anniversary does this date coincide with?
A Mahatma Gandhi
B Mother Teresa
C Nelson Mandela
D Albert Schweitzer
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