The new original series slate announced by the major OTT platform for the 2026 festive season aims to cater to which audience segment primarily?
A Children and Family
B Young Adults and Millennials
C Global Audiences with diverse interests
D Senior Citizens
Answer: C
The platform's strategy for the 2026 festive season slate focuses on a global appeal, offering content that resonates with diverse international audiences across various genres.
1392.
Which major OTT platform has announced its new original series slate for the upcoming festive season of 2026?
A Netflix
B Amazon Prime Video
C Disney+ Hotstar
D SonyLIV
Answer: A
Netflix has announced its new original series slate for the festive season of 2026, featuring a diverse range of genres and international productions.
1393.
Which category of banks was introduced by the RBI with a specific mandate to serve the financial needs of unserved and underserved sections of the population, including small businesses, micro and small industries, and the unorganized sector?
A Foreign Banks
B Investment Banks
C Small Finance Banks
D Co-operative Banks
Answer: C
Small Finance Banks (SFBs) were conceptualized by the RBI to further financial inclusion by providing basic banking services like deposits and lending to unserved and underserved sections of the population, which include small business units, small and marginal farmers, micro and small industries, and other unorganized sector entities.
1394.
What is the primary objective of RBI's financial inclusion initiatives specifically targeting unbanked rural areas?
A To ensure access to affordable financial products and services for all sections of society.
B To increase the profitability of private sector banks in urban areas.
C To reduce the number of government-owned banks.
D To promote foreign direct investment exclusively in the financial sector.
Answer: A
The core objective of financial inclusion, especially in unbanked rural areas, is to provide access to a full range of affordable, useful, and safe financial products and services—including transactions, payments, savings, credit, and insurance—to all individuals and households, regardless of their income level or location.
1395.
Which of the following is a key strategy employed by the RBI to expand banking services and promote financial inclusion in remote and unbanked rural areas?
A Establishing more full-fledged commercial bank branches in metropolitan cities.
B Promoting the use of Business Correspondents (BCs) and Business Facilitators (BFs).
C Focusing solely on online banking platforms for rural customers.
D Encouraging foreign banks to open branches in rural areas.
Answer: B
Business Correspondents (BCs) and Business Facilitators (BFs) play a crucial role in extending banking services to remote and unbanked areas by acting as agents for banks, providing services like account opening, deposits, withdrawals, and remittances at the customer's doorstep or through local outlets.
1396.
Under the RBI's digital lending framework, who bears the primary responsibility for the activities of a Lending Service Provider (LSP) engaged on its behalf?
A The Lending Service Provider (LSP) itself.
B The Regulated Entity (RE) that has engaged the LSP.
C The borrower who avails the loan.
D A third-party auditor appointed by the LSP.
Answer: B
The RBI guidelines clearly state that the Regulated Entity (RE) is ultimately responsible for all activities undertaken by the Lending Service Providers (LSPs) engaged by them. This ensures that REs maintain oversight and accountability for their digital lending operations.
1397.
Which of the following data access permissions is generally NOT permitted for digital lending apps as per RBI guidelines, to protect borrower privacy?
A One-time access to camera and microphone.
B Access to phone contacts and call logs.
C Access to device location (with explicit consent).
D Access to device storage for KYC documents.
Answer: B
RBI guidelines strictly prohibit digital lending apps from accessing phone contacts, call logs, and media galleries of borrowers. Access to camera, microphone, location, or storage is permitted only with explicit consent and for specific, justifiable purposes (e.g., KYC, video calls).
1398.
As per the RBI's comprehensive guidelines on digital lending, what is the mandatory method for the disbursement of loans by Regulated Entities (REs) to borrowers?
A Directly into the borrower's bank account.
B Through the Lending Service Provider's (LSP) bank account.
C Cash disbursement at the RE's branch.
D Via a digital wallet not linked to a bank account.
Answer: A
The RBI's digital lending guidelines mandate that the loan disbursement must be made directly into the borrower's bank account without any pass-through to the Lending Service Provider (LSP) or any third party. This ensures transparency and accountability.
1399.
PMAY-U 3.0 aims to accelerate the delivery of sustainable and inclusive housing solutions. What is a key objective related to the beneficiaries of this scheme?
A To provide commercial spaces for businesses
B To ensure access to affordable and dignified housing for all eligible urban poor
C To promote luxury real estate
D To develop infrastructure for industrial zones
Answer: B
The overarching goal of PMAY-U 3.0, like its previous versions, is to ensure that all eligible urban poor have access to safe, affordable, and dignified housing.
1400.
Which Union Ministry is responsible for the implementation of the Pradhan Mantri Awas Yojana-Urban (PMAY-U)?
A Ministry of Rural Development
B Ministry of Housing and Urban Affairs
C Ministry of Home Affairs
D Ministry of Finance
Answer: B
The Ministry of Housing and Urban Affairs (MoHUA) is the nodal ministry for the implementation of PMAY-U, including its expanded versions like PMAY-U 3.0.
