Current Affairs & MCQs
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MCQs - 2026-08

71.
As per the RBI's digital lending guidelines, how must the loan disbursement be made to the borrower?
A Directly into the borrower's bank account
B To the Lending Service Provider (LSP) for onward transfer
C Via a digital wallet of the LSP
D Through a physical cheque issued by the RE
72.
What is a mandatory requirement for all regulated entities (REs) and Lending Service Providers (LSPs) under the RBI's digital lending guidelines to ensure transparency for borrowers?
A Key Fact Statement (KFS)
B Annual Financial Audit Report
C Credit Score Disclosure
D Biometric Verification
73.
The UN Security Council's engagement with Indo-Pacific stability aims to uphold which fundamental principle of international law?
A The right to unilateral intervention
B The principle of sovereign equality of states
C The doctrine of pre-emptive strike
D The concept of spheres of influence
74.
Which UN Security Council resolution, adopted in 2025, was referenced during discussions on Indo-Pacific stability concerning maritime security?
A Resolution 2750 (Hypothetical)
B Resolution 2701 (Hypothetical)
C Resolution 2680 (Hypothetical)
D Resolution 2650 (Hypothetical)
75.
In 2026, the UN Security Council's discussion on Indo-Pacific stability primarily addresses concerns related to:
A Economic sanctions against North Korea
B Climate change impact on small island nations
C Geopolitical tensions and freedom of navigation
D Humanitarian aid for conflict zones in Africa
76.
Besides joint exercises, what other form of cooperation is significant in India-Japan maritime security, particularly concerning advanced technology?
A Joint development of nuclear power plants
B Transfer of defense equipment and technology
C Joint space missions for lunar exploration
D Collaborative research in artificial intelligence for agriculture
77.
Which of the following areas is a key focus of the enhanced maritime security cooperation between India and Japan?
A Space exploration and satellite technology
B Counter-terrorism and cyber security
C Maritime domain awareness and anti-piracy operations
D Cultural exchange programs and tourism promotion
78.
In 2026, which joint naval exercise between India and Japan, crucial for enhancing maritime security cooperation, is regularly conducted?
A Malabar Exercise
B JIMEX
C Samudra Shakti
D Dharma Guardian
79.
A crucial judgment is expected from the Supreme Court in 2026 regarding the powers of the Election Commission of India (ECI) in ensuring free and fair elections, particularly concerning model code of conduct violations. Which constitutional body primarily governs the conduct of elections in India?
A Parliament
B Ministry of Law and Justice
C Election Commission of India
D President of India
80.
In a significant case concerning environmental protection and sustainable development, the Supreme Court is anticipated to issue a ruling in 2026 on the 'polluter pays' principle. What does this principle primarily entail?
A The government is solely responsible for environmental clean-up
B Those who cause pollution must bear the costs of its prevention and control
C Industries are exempt from environmental regulations if they contribute to economic growth
D Environmental protection is a secondary concern to industrial development
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