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MCQs 2026

61.
The RBI's 2026 digital lending framework mandates that all loan disbursals and repayments must be conducted through which of the following channels?
A Only through the DLE's own payment gateway.
B Directly to the borrower's bank account without intermediary.
C Through bank accounts of the Digital Lending Entity (DLE) and its partner banks.
D Via mobile wallets only.
62.
Under the revised RBI digital lending guidelines of 2026, what is the minimum Net Worth requirement for a Digital Lending Entity (DLE) to operate?
A ₹5 Crore
B ₹10 Crore
C ₹15 Crore
D ₹25 Crore
63.
As per the RBI's enhanced digital lending framework effective from 2026, which of the following is NOT a permitted practice for Digital Lending Entities (DLEs)?
A Disclosing all-in-cost of loans to borrowers.
B Appointing a single bank as a custodian for all loan accounts.
C Sharing borrower data with third parties without explicit consent.
D Ensuring a cooling-off period for loan agreements.
64.
What is the primary mechanism used by the UN Security Council to authorize humanitarian aid access in conflict zones?
A Passing a formal Resolution
B Issuing a Press Release
C Direct executive order by the Secretary-General
D Referral to the International Criminal Court
65.
How many permanent members currently hold veto power in the UN Security Council?
A Five
B Ten
C Fifteen
D Seven
66.
Which organ of the United Nations is primarily responsible for maintaining international peace and security, including addressing humanitarian crises?
A UN Security Council
B UN General Assembly
C International Court of Justice
D UN Secretariat
67.
In the context of the 2026 Strategic Dialogue, which region is identified as a priority for joint maritime security efforts?
A The Indo-Pacific Region
B The Baltic Sea
C The Caribbean Sea
D The Mediterranean Basin
68.
Which framework governs the long-standing defense partnership between India and France?
A The 1998 Strategic Partnership Agreement
B The 2010 Indo-Pacific Security Pact
C The 2022 Paris Defense Accord
D The 2005 European Union Defense Treaty
69.
The India-France Strategic Dialogue, held in 2026, primarily focuses on which of the following key areas of cooperation?
A Defense, Space, and Civil Nuclear Energy
B Agricultural subsidies and trade tariffs
C Maritime border disputes in the Arctic
D Direct foreign investment in retail banking
70.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
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