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Current Affairs & MCQs
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MCQs 2026

11.
Under the 2026 guidelines, what is the reporting timeline for any significant cybersecurity incident?
A Within 6 hours
B Within 12 hours
C Within 24 hours
D Within 48 hours
12.
What is the core objective of the RBI's 2026 Cybersecurity Framework update?
A To reduce the number of bank branches
B To enhance resilience against AI-driven cyber threats
C To mandate paperless banking
D To increase interest rates on savings accounts
13.
Which sector was identified as a key driver of credit growth in the RBI Annual Report 2026?
A Agriculture
B Personal Loans
C Manufacturing
D Services
14.
What was the projected GDP growth rate for India in the RBI Annual Report 2026?
A 6.5%
B 7.0%
C 7.2%
D 7.5%
15.
According to the RBI Annual Report 2026, what is the primary focus of the monetary policy stance?
A Withdrawal of accommodation
B Expansionary fiscal policy
C Neutral stance to ensure inflation alignment
D Aggressive rate cuts
16.
What is the mandatory cooling-off period introduced for digital loans in the 2026 guidelines?
A 3 days
B 7 days
C 15 days
D 30 days
17.
Which entity is responsible for the conduct of Lending Service Providers (LSPs) under the updated 2026 framework?
A The Ministry of Finance
B The Regulated Entity (RE)
C The Digital India Corporation
D The National Payments Corporation of India (NPCI)
18.
Under the 2026 RBI Digital Lending guidelines, what is the primary requirement for Regulated Entities (REs) regarding loan disbursals?
A Disbursals must be made directly into the borrower's bank account
B Disbursals can be made via third-party wallets only
C Disbursals can be made in cash for small amounts
D Disbursals are at the discretion of the Lending Service Provider (LSP)
19.
What is a key financial benefit provided to beneficiaries under the expanded PM Vishwakarma Scheme in 2026?
A A monthly stipend of ₹15,000 for five years.
B Collateral-free enterprise development loans up to ₹3 lakh.
C Subsidized tools and equipment worth ₹50,000.
D A one-time grant of ₹1 lakh for business setup.
20.
The PM Vishwakarma Scheme aims to support traditional artisans and craftspeople. By 2026, how many traditional trades have been identified and included under the scheme's expanded scope?
A 15
B 18
C 20
D 22
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