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MCQs 2026

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11.
Under the RBI's framework for digital lending, what is a mandatory requirement regarding data collection by Digital Lending Apps (DLAs)?
A DLAs can access a borrower's mobile phone resources like contacts, call logs, and media gallery for credit assessment.
B DLAs must obtain explicit consent from borrowers for specific data access, avoiding unnecessary data.
C Borrowers are not required to provide consent for data access if it's for improving credit scores.
D Data collected by DLAs can be shared with third-party marketing agencies without borrower's approval.
12.
Which of the following is a key provision of the Reserve Bank of India's (RBI) framework for digital lending, effective by 2026?
A All loan disbursals and repayments must be executed directly between the borrower and the Regulated Entity (RE).
B Lending Service Providers (LSPs) are permitted to handle loan disbursals and repayments on behalf of REs.
C Digital lending apps can access a borrower's contact list and call logs without explicit consent.
D There is no mandatory cooling-off period for digital loans.
13.
Which of the following is a key pillar of the Swachh Bharat Abhiyan?
A Promoting air pollution control measures.
B Ensuring solid waste management.
C Increasing the use of plastic in construction.
D Encouraging water wastage.
14.
The Swachh Bharat Abhiyan was launched with the aim of achieving a 'Clean India' by which year?
A 2019
B 2022
C 2024
D 2025
15.
As of 2026, what has been the significant achievement of the Swachh Bharat Abhiyan (SBA) in terms of sanitation coverage in India?
A A marginal increase in open defecation.
B A substantial increase in household toilet coverage and reduction in open defecation.
C No significant change in sanitation practices.
D A decrease in the construction of public toilets.
16.
The National Health Mission (NHM) was launched with the merger of which two previous missions?
A National Rural Health Mission and National Urban Health Mission
B National Disease Control Programme and National Family Welfare Programme
C National AIDS Control Programme and National Tuberculosis Elimination Programme
D National Health Insurance Scheme and National Health Mission
17.
Which of the following is a key component of the National Health Mission (NHM) focused on improving rural healthcare?
A Establishment of super-specialty hospitals in metropolitan cities.
B Strengthening of Primary Health Centres (PHCs) and Sub-Centres.
C Providing free international medical tourism packages.
D Focusing solely on advanced medical research.
18.
The National Health Mission (NHM) aims to provide accessible, affordable, and quality healthcare to which segment of the population?
A Urban population only
B Rural population only
C Both rural and urban populations
D Tribal and marginalized communities
19.
Which of the following is a primary objective of the PM-KISAN scheme?
A To provide crop insurance to all farmers.
B To ensure income support to landholding farmer families.
C To provide interest-free loans to farmers.
D To promote organic farming practices.
20.
Under the PM-KISAN scheme, in which installment frequency is the financial aid disbursed to beneficiaries?
A Annually
B Bi-annually
C Quarterly
D In three equal installments
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