MCQs 2026

RBI guidelines strictly prohibit digital lending apps from accessing phone contacts, call logs, and media galleries of borrowers. Access to camera, microphone, location, or storage is permitted only with explicit consent and for specific, justifiable purposes (e.g., KYC, video calls).

The RBI's digital lending guidelines mandate that the loan disbursement must be made directly into the borrower's bank account without any pass-through to the Lending Service Provider (LSP) or any third party. This ensures transparency and accountability.

The overarching goal of PMAY-U 3.0, like its previous versions, is to ensure that all eligible urban poor have access to safe, affordable, and dignified housing.

The Ministry of Housing and Urban Affairs (MoHUA) is the nodal ministry for the implementation of PMAY-U, including its expanded versions like PMAY-U 3.0.

PMAY-U 3.0, launched in 2025, places a significant emphasis on Affordable Rental Housing Complexes (ARHCs) and the redevelopment of existing slums to provide dignified housing.

The mission emphasizes skilling in areas of emerging technologies like Artificial Intelligence, Robotics, and Internet of Things to prepare the workforce for future-oriented jobs.

The Ministry of Skill Development and Entrepreneurship (MSDE) is the nodal ministry responsible for overseeing and implementing the Viksit Bharat Skill Mission.

The Viksit Bharat Skill Mission was launched in 2024 as part of the government's vision to empower the youth and make them job-ready for the future.

While many organs can be donated after death, a living donor can typically donate one kidney, a portion of the liver, or a portion of the lung. The heart and whole pancreas are generally not donated by living donors.

The main objective of World Organ Donation Day is to motivate people to donate organs, save lives, and address misconceptions and fears associated with organ donation.