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Current Affairs & MCQs
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MCQs 2026

11.
What is a mandatory document that digital lending platforms, operating under RBI guidelines by 2026, must provide to borrowers before loan execution?
A A detailed marketing brochure of the platform.
B A 'Key Fact Statement' (KFS) containing all essential loan terms.
C A list of all previous borrowers of the platform.
D A certificate of no objection from other banks.
12.
As per the RBI's guidelines for digital lending platforms, effective by 2026, how must the loan disbursal and repayment be executed?
A Through a pool account managed by the Lending Service Provider (LSP).
B Directly between the borrower and the Regulated Entity (RE) without any pass-through of LSP.
C Via a third-party escrow account not linked to the RE.
D In cash, directly from the LSP to the borrower.
13.
Which of the following roles is explicitly mandated by the RBI's cybersecurity framework to ensure board-level oversight of cybersecurity in banks by 2026?
A Chief Marketing Officer (CMO)
B Chief Human Resources Officer (CHRO)
C Chief Information Security Officer (CISO)
D Chief Operations Officer (COO)
14.
According to the RBI's cybersecurity guidelines, which of the following is a mandatory requirement for banks regarding third-party service providers by 2026?
A Banks must completely avoid using any third-party service providers for IT operations.
B Banks are required to conduct regular security audits and due diligence on their third-party vendors.
C Third-party service providers must be exclusively government-owned entities.
D Banks are solely responsible for cyber incidents originating from third-party vendors, with no liability on the vendor.
15.
What is a primary objective of the RBI's enhanced cybersecurity framework for banks, particularly relevant by 2026?
A To mandate the exclusive use of proprietary Indian cybersecurity software.
B To ensure robust cyber resilience and effective incident response mechanisms.
C To centralize all bank data on a single RBI-managed server.
D To eliminate the need for Chief Information Security Officers (CISOs) in banks.
16.
The Green Jobs initiative aligns with which of India's international commitments?
A The Montreal Protocol
B Net Zero Emissions by 2070
C The Basel Convention
D The Kyoto Protocol
17.
Which sector is expected to benefit most from the new Green Jobs initiative under Skill India?
A Renewable Energy and Electric Vehicles
B Textile Manufacturing
C Traditional Mining
D Retail and E-commerce
18.
What is the primary focus of the 'Green Skill Development Programme' under the Skill India Mission?
A Training youth in traditional handicraft sectors.
B Developing skills for environment-friendly technologies and sustainable development.
C Promoting digital marketing skills among rural entrepreneurs.
D Providing financial aid for agricultural machinery.
19.
Under PMAY-G, the unit assistance for construction of a house is provided in how many installments?
A Single installment
B Two installments
C Three installments
D Four installments
20.
Which ministry is responsible for the implementation of the Pradhan Mantri Awas Yojana-Gramin (PMAY-G)?
A Ministry of Housing and Urban Affairs
B Ministry of Rural Development
C Ministry of Panchayati Raj
D Ministry of Jal Shakti
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