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MCQs - 2026-07

2111.
What is the primary focus of the Mumbai International Film Festival (MIFF)?
A Feature Films
B Documentary Films
C Short Films
D Animation Films
2112.
Which city hosted the Mumbai International Film Festival (MIFF) 2026 that recently concluded?
A New Delhi
B Mumbai
C Kolkata
D Chennai
2113.
What is the role of regulatory bodies like the RBI in strengthening bank cybersecurity frameworks?
A To provide financial aid to banks for cybersecurity investments.
B To set cybersecurity standards and guidelines for banks to follow.
C To conduct penetration testing on bank systems.
D To develop new cybersecurity technologies for banks.
2114.
Which of the following is a common cybersecurity measure adopted by banks?
A Implementing multi-factor authentication (MFA).
B Regularly updating software and systems.
C Conducting employee training on cybersecurity best practices.
D All of the above.
2115.
What is a key reason for banks to strengthen their cybersecurity frameworks?
A To comply with international banking regulations.
B To protect sensitive customer data and financial assets from cyber threats.
C To improve the efficiency of their online banking services.
D To reduce the number of physical branches.
2116.
According to the RBI's guidelines, what information must be explicitly disclosed in the Key Fact Statement (KFS) for digital loans?
A Only the principal loan amount and interest rate.
B All-in-one cost of credit, including all charges, fees, and the Annual Percentage Rate (APR).
C The credit score of the borrower.
D The digital lending platform's profit margin.
2117.
What is the primary objective of the RBI's enhanced transparency measures in digital lending?
A To increase the profitability of digital lending platforms.
B To protect borrowers from unfair practices and ensure fair treatment.
C To reduce the overall cost of borrowing for consumers.
D To encourage more banks to enter the digital lending space.
2118.
Which of the following measures has been introduced by the RBI to enhance transparency in digital lending?
A Mandatory disclosure of all charges and fees by lenders.
B Introduction of a standardized Key Fact Statement (KFS) for all digital loans.
C Requirement for lenders to provide a cooling-off period for borrowers.
D All of the above.
2119.
Which of the following categories of beneficiaries is generally EXCLUDED from the PM-KISAN scheme?
A Small and marginal farmers
B Farmers with cultivable land
C Institutional landholders
D Families of farmers whose members are engaged in farming activities
2120.
The PM-KISAN scheme is a Central Sector Scheme. What does this imply about its funding?
A It is fully funded by the State Governments.
B It is jointly funded by the Central and State Governments on a 50:50 basis.
C It is fully funded by the Central Government.
D It is funded by international financial institutions.
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