MCQs - 2026-07

The report projected the GNPA ratio to remain at a comfortable level, around 3.0%, indicating improved asset quality.

The report highlighted Commercial Real Estate as a sector facing potential asset quality issues due to various economic factors.

PMGAY beneficiaries are entitled to 90-95 days of unskilled labour wage under MGNREGS and assistance of ₹12,000 for the construction of toilets through Swachh Bharat Mission-Gramin (SBM-G) or other sources.

Under PMGAY, the unit assistance has been enhanced to ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly states/difficult areas/IAP districts.

PMGAY was launched on November 20, 2016, with the aim of providing a pucca house with basic amenities to all houseless households and those living in kutcha and dilapidated houses in rural areas.

NHM is a Centrally Sponsored Scheme with a 60:40 ratio of contribution between the Central Government and State Governments for most states. For North-Eastern States and Hilly States, the ratio is 90:10.

The overarching goal of NHM is the attainment of universal access to equitable, affordable & quality health care services that are accountable and responsive to people's needs.

The National Health Mission (NHM) was launched in 2013 by subsuming the National Rural Health Mission (NRHM) and the National Urban Health Mission (NUHM).

The PM-KISAN scheme is a central sector scheme implemented by the Ministry of Agriculture & Farmers Welfare.

The PM-KISAN scheme excludes several categories, including institutional landholders, former and present holders of constitutional posts, and all persons who paid Income Tax in the last assessment year.