Which government body, under the Ministry of Information & Broadcasting, primarily facilitates single-window clearance for film shootings in India, thereby contributing to the promotion of film tourism?
A Central Board of Film Certification (CBFC).
B Film and Television Institute of India (FTII).
C Film Facilitation Office (FFO).
D National Centre for Performing Arts (NCPA).
Answer: C
The Film Facilitation Office (FFO), operating under the National Film Development Corporation (NFDC) which is part of the Ministry of Information & Broadcasting, serves as a single-window clearance mechanism for both Indian and international filmmakers, simplifying the process of obtaining permissions for shooting in India and thereby encouraging film tourism.
172.
Which of the following regional language content categories has consistently shown high viewership and growth on Indian OTT platforms, contributing significantly to the overall regional dominance by 2026?
A Historical documentaries.
B Sci-fi thrillers.
C Family dramas and crime thrillers.
D Animated children's content.
Answer: C
Family dramas and crime thrillers, often rooted in local cultural contexts and narratives, have consistently resonated with regional audiences across various languages (e.g., Tamil, Telugu, Malayalam, Marathi, Bengali), driving significant viewership and subscription growth on OTT platforms.
173.
By 2026, which of the following statements accurately reflects the trend of investment by major global OTT players (like Netflix, Amazon Prime Video) in the Indian market regarding regional language content?
A They are primarily focusing on acquiring international content dubbed in regional languages.
B They are significantly increasing their investment in original regional language productions and acquisitions.
C They are reducing their regional content portfolio to focus on pan-Indian Hindi content.
D Their investment in regional content has remained stagnant due to market saturation.
Answer: B
Major global OTT players have recognized the immense potential of regional markets in India and are strategically investing heavily in creating original content and acquiring rights for popular films and series in various regional languages to expand their subscriber base.
174.
Which of the following factors is considered the primary driver for the increasing dominance of regional language content on Indian OTT platforms by 2026?
A Decreased production cost of regional content.
B Rapid internet penetration and smartphone adoption in Tier 2 and Tier 3 cities.
C Lack of quality Hindi language content.
D Government mandate for regional content promotion.
Answer: B
The widespread availability of affordable internet and smartphones, especially in non-metro areas, has democratized access to OTT platforms, leading to a surge in demand for content in local languages that resonate with regional audiences.
175.
As part of its focus on cybersecurity, the RBI in 2026 has been promoting the adoption of advanced security technologies. Which of the following technologies is increasingly being recommended for enhanced data protection and threat detection in the banking sector?
A Basic antivirus software only.
B Artificial Intelligence (AI) and Machine Learning (ML) for anomaly detection and predictive analytics.
C Manual log review without any automation.
D Simple password policies without complexity requirements.
Answer: B
AI and ML are revolutionizing cybersecurity by enabling banks to detect subtle anomalies, predict potential threats, and automate responses far more effectively than traditional methods. The RBI's 2026 strategy encourages the adoption of these advanced technologies for proactive threat management.
176.
The RBI's cybersecurity initiatives in 2026 also focus on incident response. What is a critical component of an effective cyber incident response plan for banks?
A Delaying the reporting of incidents to avoid panic.
B Establishing clear communication channels and protocols for timely reporting and escalation.
C Solely relying on external cybersecurity firms for all response actions.
D Focusing only on technical recovery and ignoring legal and reputational aspects.
Answer: B
An effective cyber incident response plan requires clear, pre-defined communication channels and protocols to ensure that incidents are reported and escalated promptly. This allows for a coordinated and swift response, minimizing damage and facilitating recovery. Options A, C, and D describe ineffective or detrimental approaches.
177.
In 2026, the Reserve Bank of India (RBI) has emphasized the need for banks to implement robust cybersecurity measures. Which of the following is a key recommendation by the RBI to strengthen the banking sector's defense against cyber threats?
A Reducing the number of ATMs to minimize potential attack vectors.
B Mandating the use of multi-factor authentication (MFA) for all customer transactions and internal access.
C Limiting online banking services to specific hours of the day.
D Prohibiting the use of cloud computing by banks.
Answer: B
Multi-factor authentication (MFA) is a cornerstone of modern cybersecurity, significantly enhancing security by requiring multiple forms of verification. The RBI's 2026 directives strongly advocate for its widespread adoption in the banking sector to protect against unauthorized access and fraudulent activities.
178.
In the context of the RBI's strengthened digital lending framework (2026), what does 'all-inclusive interest rate' refer to?
A The interest rate charged only on the principal amount.
B The total cost of credit, including all fees and charges, presented as an annual percentage rate.
C The interest rate applicable only to digital loans above a certain threshold.
D A rate that includes a fixed component and a variable component.
Answer: B
The 'all-inclusive interest rate' or Annual Percentage Rate (APR) is a crucial disclosure under the 2026 guidelines. It ensures borrowers understand the total cost of their loan, encompassing not just the nominal interest but also all associated fees and charges, presented on an annualized basis.
179.
According to the RBI's 2026 digital lending framework, what is the maximum period for which a digital lending entity can outsource certain functions, provided it does not outsource the core decision-making process?
A 6 months
B 1 year
C 2 years
D No specific time limit, as long as core functions are retained.
Answer: D
The RBI's 2026 guidelines emphasize that while certain functions can be outsourced, the core decision-making process related to credit assessment and risk management must remain with the regulated entity. There isn't a fixed time limit for outsourcing other functions, but the responsibility for compliance always rests with the entity.
180.
As per the updated digital lending guidelines issued by the Reserve Bank of India (RBI) in 2026, which of the following is NOT a mandatory requirement for entities undertaking digital lending?
A Obtaining a specific license from RBI for all digital lending activities.
B Ensuring that all loan disbursals and repayments are executed only through bank accounts of the digital lending entity and the borrower.
C Appointing a Chief Compliance Officer (CCO) responsible for the entity's adherence to the guidelines.
D Providing a clear and comprehensive Key Fact Statement (KFS) to the borrower before the loan agreement is executed.
Answer: A
The RBI's guidelines in 2026 do not mandate a specific license for all digital lending activities. Instead, they focus on regulating existing entities and ensuring transparency and consumer protection. Options B, C, and D are indeed key requirements under the new framework.
