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MCQs 2026

71.
Which of the following is a mandatory requirement for Digital Lending Apps (DLAs) under the updated 2026 framework?
A Displaying a comprehensive 'Key Fact Statement' (KFS) to the borrower before contract execution
B Automatic approval of loans up to 5 lakhs
C Mandatory physical branch visit for KYC verification
D Prohibition of using cloud-based servers for data storage
72.
Under the 2026 RBI Digital Lending Guidelines, who is primarily responsible for the direct collection of loan repayments from borrowers?
A Lending Service Providers (LSPs)
B Regulated Entities (REs)
C Third-party Payment Aggregators
D Digital Marketing Agencies
73.
Which critical area of climate action is expected to be a central focus of discussions at COP29 (2024) in Baku, Azerbaijan, and subsequent summits, particularly concerning the post-2025 New Collective Quantified Goal (NCQG)?
A Ocean conservation strategies.
B Climate finance.
C Geoengineering technologies.
D Space-based climate monitoring.
74.
Following the conclusion of the first Global Stocktake at COP28, what is a primary expectation for countries at subsequent COPs, such as COP30 in 2025?
A To renegotiate the Paris Agreement.
B To submit new, more ambitious Nationally Determined Contributions (NDCs).
C To establish a global carbon tax.
D To withdraw from the Kyoto Protocol.
75.
A significant outcome of COP28 in Dubai (2023) was the operationalization of which crucial fund aimed at assisting vulnerable nations?
A Green Climate Fund
B Adaptation Fund
C Loss and Damage Fund
D Global Environment Facility
76.
Which of the following documents outlines the African Union's common position on UN Security Council reform, demanding two permanent and five non-permanent seats for Africa, with veto power?
A Addis Ababa Agenda
B Ezulwini Consensus and Sirte Declaration
C Abuja Treaty
D Cairo Declaration
77.
The "Uniting for Consensus" (UfC) group, often referred to as the "Coffee Club," primarily opposes which aspect of UN Security Council reform?
A Increase in the number of non-permanent members.
B Granting veto power to new permanent members.
C Expansion of the permanent membership category.
D Reform of the working methods of the Security Council.
78.
Which of the following groups of nations is a prominent advocate for the expansion of both permanent and non-permanent categories of the UN Security Council?
A G4 Nations (Brazil, Germany, India, Japan)
B Uniting for Consensus (UfC)
C P5 Nations (China, France, Russia, UK, USA)
D Non-Aligned Movement (NAM)
79.
The Nyaya Setu Portal aims to leverage technology to make legal services more accessible. Which of the following features is a key component of the portal's functionality?
A Real-time tracking of all ongoing court proceedings.
B A directory of lawyers and legal aid centers with contact details.
C Automated generation of legal notices.
D Online payment gateway for court fees and fines.
80.
What is the primary objective of the Nyaya Setu Portal, as per its 2026 launch?
A To facilitate online filing of all types of court cases.
B To provide information on legal aid services and connect beneficiaries with legal service providers.
C To manage the appointment system for judges across all courts.
D To digitize all historical legal documents and judgments.
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