MCQs 2026

Veteran actress Waheeda Rehman was honored with the Dadasaheb Phalke Lifetime Achievement Award for the year 2021.

Allu Arjun won the Best Actor award for his performance in the film 'Pushpa: The Rise'.

The film 'Rocketry: The Nambi Effect', directed by R. Madhavan, won the Best Feature Film award at the 69th National Film Awards.

AI and ML algorithms are extensively used in digital lending to analyze vast amounts of data for more accurate credit risk assessment, identify fraudulent activities, and personalize loan offerings, thereby improving the quality and safety of lending.

Aadhaar-based e-KYC (Know Your Customer) allows for instant, paperless, and presence-less verification of identity, which is crucial for the rapid onboarding of customers on digital lending platforms.

Digital lending platforms streamline the loan application and approval process, leading to increased accessibility for a wider customer base and significantly faster loan disbursement compared to traditional methods.

A 'hawkish' stance by the RBI indicates a primary concern with inflation. To control inflation, the RBI typically raises interest rates, making borrowing more expensive and reducing money supply in the economy.

The Repo Rate is a key monetary policy tool used by the RBI. It is the rate at which the RBI lends money to commercial banks against government securities, thereby influencing liquidity and short-term interest rates.

The primary objective of the RBI's Monetary Policy Committee (MPC) is to maintain price stability while keeping in mind the objective of growth. This is mandated by the RBI Act, 1934.

PMAY-G focuses on providing financial assistance and ensuring basic amenities. While beneficiaries may contribute labor, a mandatory financial contribution for land acquisition is not a standard component of the scheme.