Current Affairs & MCQs
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MCQs 2026

11.
Under the revised RBI digital lending guidelines (as of 2026), what is the stipulated period for a digital lending app to provide a Key Fact Statement (KFS) to the borrower?
A Within 48 hours of loan application.
B Before the loan agreement is signed.
C Within 7 days of loan disbursement.
D Upon completion of the loan tenure.
12.
As of 2026, which of the following is a key enhancement in the RBI's digital lending framework aimed at consumer protection?
A Mandatory pre-payment of all loans within 24 hours.
B Requirement for lenders to disclose all-in-cost of loans upfront and obtain explicit consent.
C Prohibition of all recovery agents for digital loans.
D Introduction of a fixed interest rate cap for all digital loans.
13.
What is the primary benefit of expanding ABDM to rural areas in 2026?
A To provide free medicines to all rural citizens
B To enable seamless access to healthcare services and digital health records for rural populations
C To build new hospitals in every village
D To provide insurance coverage to all rural farmers
14.
Which organization is responsible for the implementation of the Ayushman Bharat Digital Mission?
A National Health Authority (NHA)
B NITI Aayog
C Indian Council of Medical Research (ICMR)
D Ministry of Electronics and Information Technology
15.
What is the core component of the Ayushman Bharat Digital Mission (ABDM) that facilitates the creation of a unique health ID for citizens?
A ABHA (Ayushman Bharat Health Account)
B Health ID Card
C Digital Health Record
D E-Sanjeevani ID
16.
Under PMAY-G, the unit assistance for house construction is provided to the beneficiary through which mode?
A Direct Benefit Transfer (DBT) to bank accounts
B Physical cash distribution at Gram Sabha
C Through local contractors
D Through post office savings accounts
17.
Which ministry is the nodal agency for the implementation of Pradhan Mantri Awaas Yojana-Gramin?
A Ministry of Housing and Urban Affairs
B Ministry of Rural Development
C Ministry of Panchayati Raj
D Ministry of Jal Shakti
18.
What is the primary objective of the Phase III of Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) launched in 2026?
A To provide electricity to all rural households
B To construct 2 crore additional pucca houses for eligible rural families
C To provide piped water supply to rural areas
D To provide free LPG connections to rural women
19.
The International Day of Friendship is based on the recognition that friendship between peoples, countries, cultures, and individuals can inspire peace efforts and build bridges between communities. This idea was first proposed by which initiative?
A World Friendship Crusade
B Global Peace Initiative
C United Nations Millennium Declaration
D Culture of Peace Programme
20.
In which year did the United Nations General Assembly officially proclaim July 30 as the International Day of Friendship?
A 2009
B 2010
C 2011
D 2012
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