MCQs 2026

The veto power held by the five permanent members (P5) is a major point of contention. Many countries argue that extending this power to new permanent members or reforming its use is crucial for a more democratic and effective Security Council, while others, including some P5 members, are reluctant to dilute their influence.

The G4 nations – India, Germany, Japan, and Brazil – are four countries that support each other's bids for permanent seats on the UN Security Council. They are among the largest economies in their respective regions and contribute significantly to the UN, arguing for a more representative and effective Security Council.

The UN Security Council's structure, with its five permanent members and ten non-permanent members, largely reflects the power dynamics at the end of World War II. Critics argue that this structure is outdated and does not adequately represent the geopolitical realities of the 21st century, leading to calls for reform to include more diverse representation.

The Academic Bank of Credits (ABC) is designed to facilitate flexible learning, allowing students to earn credits from various recognized institutions and have them digitally stored and redeemed for degree requirements.

The University Grants Commission (UGC) plays a pivotal role in guiding and regulating higher education institutions and is central to the implementation of NEP 2020 in this sector.

The NEP 2020 emphasizes the integration of disciplines and the promotion of research to foster holistic development and innovation in higher education.

Return on Assets (ROA) is a key profitability ratio that measures how efficiently a bank is using its assets to generate earnings. NIM is also a profitability metric, but ROA provides a broader view of overall profitability relative to total assets.

NEEDS_REVIEW

RBI's Annual Report provides a comprehensive overview of the Indian economy, including monetary policy operations, financial sector performance, foreign exchange management, and currency management.

The National Organ and Tissue Transplant Organisation (NOTTO) is the apex body responsible for the coordination of organ and tissue donation and transplantation activities in India.