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MCQs - 2026-06

101.
A key objective of the new digital payment security guidelines is to:
A Promote the use of cash for all transactions.
B Reduce the number of digital payment users.
C Protect consumers from fraudulent activities and enhance trust in digital payments.
D Restrict the types of digital payment methods available.
102.
Which government body has recently issued new guidelines for digital payment security in India?
A Securities and Exchange Board of India (SEBI)
B Ministry of Electronics and Information Technology (MeitY)
C Reserve Bank of India (RBI)
D National Payments Corporation of India (NPCI)
103.
What is the minimum LCR requirement that NBFCs are expected to maintain as per recent RBI guidelines?
A 50%
B 75%
C 100%
D 125%
104.
Which of the following is typically considered a high-quality liquid asset (HQLA) under the LCR framework for NBFCs?
A Unencumbered real estate.
B Corporate bonds with a remaining maturity of less than one year.
C Cash and central bank reserves.
D Loans to other NBFCs.
105.
What is the primary objective of the Reserve Bank of India (RBI) in tightening the Liquidity Coverage Ratio (LCR) norms for Non-Banking Financial Companies (NBFCs)?
A To increase lending to the corporate sector.
B To enhance the resilience of NBFCs to liquidity shocks.
C To reduce the interest rates on loans offered by NBFCs.
D To encourage NBFCs to invest more in government securities.
106.
Which of the following categories of beneficiaries is generally excluded from the PM-KISAN scheme?
A Small and marginal farmer families with cultivable land.
B All institutional landholders.
C Farmer families whose members are retired pensioners with a monthly pension of less than ₹10,000.
D Farmer families whose members are engaged in farming activities.
107.
When was the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme officially launched?
A February 24, 2019
B January 1, 2018
C April 1, 2020
D December 25, 2017
108.
What is the annual financial assistance provided to eligible farmer families under the PM-KISAN scheme, and in how many installments is it disbursed?
A ₹6,000 in three equal installments of ₹2,000 each.
B ₹10,000 in two equal installments of ₹5,000 each.
C ₹4,000 in two equal installments of ₹2,000 each.
D ₹8,000 in four equal installments of ₹2,000 each.
109.
Which international organization is primarily associated with the establishment and promotion of the International Day of Parliamentarism?
A United Nations Development Programme (UNDP)
B World Bank
C Inter-Parliamentary Union (IPU)
D World Trade Organization (WTO)
110.
What is the primary objective of observing the International Day of Parliamentarism?
A To celebrate the establishment of the United Nations.
B To recognize the importance of parliaments in national and global governance.
C To promote international trade agreements.
D To commemorate the end of World War II.
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