MCQs on Entertainment Current Affairs (June 2026)

11.

What is a primary objective of the RBI's focus on financial inclusion through digital channels?

A To increase the number of physical bank branches.

B To reduce the cost and increase the accessibility of financial services.

C To discourage the use of digital payment systems.

D To limit access to financial services to urban areas only.

12.

Which of the following digital channels has the RBI identified as crucial for promoting financial inclusion?

A Mobile banking and UPI

B Physical bank branches

C Traditional paper-based transactions

D Only internet banking

13.

Which entity is responsible for ensuring that digital lending platforms adhere to the RBI's customer protection guidelines?

A The Ministry of Electronics and Information Technology (MeitY)

B The Reserve Bank of India (RBI)

C The National Payments Corporation of India (NPCI)

D The Securities and Exchange Board of India (SEBI)

14.

As per RBI's enhanced customer protection norms for digital lending, what is the maximum tenure for a cooling-off period that a borrower can avail?

A 7 days

B 15 days

C 30 days

D No cooling-off period is mandated.

15.

Which of the following is a key measure introduced by the RBI to enhance customer protection in digital lending?

A Mandatory upfront disclosure of all charges and fees.

B Allowing lenders to charge interest rates as they deem fit.

C Reducing the minimum age for availing digital loans.

D Eliminating the need for a cooling-off period for digital loans.

16.

Which of the following is NOT typically considered an "advanced digital skill" being promoted under the expanded scope of PMGDISHA for rural empowerment?

A Using digital payment applications.

B Accessing online government services (e.g., applying for schemes).

C Understanding cybersecurity basics and online fraud prevention.

D Operating a basic calculator.

17.

What is the key benefit expected from imparting advanced digital skills to rural populations under PMGDISHA?

A Increased reliance on traditional communication methods.

B Enhanced digital inclusion, employability, and entrepreneurship opportunities.

C Exclusive focus on academic research in digital technologies.

D Reduction in the overall internet penetration in rural areas.

18.

The recent focus under PMGDISHA on "advanced digital skills" primarily aims to enable beneficiaries to effectively utilize which of the following?

A Complex software development tools.

B High-end graphic design applications.

C E-governance services, digital financial tools, and online safety.

D Advanced robotics and automation.

19.

Which of the following statements is TRUE regarding the PMGDISHA scheme?

A It targets only urban slum dwellers for digital literacy.

B The scheme was launched in 2014.

C It aims to empower rural communities by providing access to information and digital services.

D Beneficiaries must have a minimum educational qualification of 10th standard.

20.

PMGDISHA scheme was launched under the aegis of which Union Ministry?

A Ministry of Rural Development

B Ministry of Electronics and Information Technology (MeitY)

C Ministry of Education

D Ministry of Finance

MCQs 2026