Cannes Film Festival 2026 MCQs: Indian Cinema & Global Trends

11.

What is the purpose of the 'cooling-off' or 'look-up' period introduced by the RBI in its digital lending guidelines?

A To allow borrowers to apply for another loan immediately.

B To enable borrowers to exit the loan by paying the principal and proportionate annual percentage rate (APR) without penalty.

C To provide time for the Lending Service Provider (LSP) to verify documents.

D To allow lenders to revise interest rates after loan disbursement.

12.

According to the RBI's new framework for digital lending, to whom must the disbursement of loans be made directly?

A To the Lending Service Provider (LSP)

B To the borrower's bank account

C To the merchant for whom the loan is taken

D To the digital lending app's wallet

13.

Which of the following entities is NOT covered under the Reserve Bank - Integrated Ombudsman Scheme (RB-IOS), 2021?

A Commercial Banks

B Non-Banking Financial Companies (NBFCs) with asset size of ₹100 crore and above

C Primary Agricultural Credit Societies (PACS)

D Non-bank Prepaid Payment Instrument (PPI) Issuers

14.

What is a key feature of the Reserve Bank - Integrated Ombudsman Scheme (RB-IOS), 2021, aimed at simplifying the grievance redressal process for customers?

A Mandatory physical presence for filing complaints.

B A single point of reference for customers to file complaints against regulated entities.

C Exclusion of non-scheduled urban cooperative banks from its purview.

D Requirement for customers to approach individual ombudsman offices based on the type of entity.

15.

Which scheme was launched by the RBI to integrate the three existing ombudsman schemes for banks, NBFCs, and non-bank prepaid payment issuers?

A RBI Integrated Grievance Redressal Scheme, 2021

B One Nation, One Ombudsman Scheme, 2021

C RBI Retail Grievance Redressal Scheme, 2021

D Reserve Bank - Integrated Ombudsman Scheme, 2021

16.

The 'Yuva Kaushal Vikas Abhiyan' is designed to align with which national initiative?

A Skill India Mission

B Swachh Bharat Abhiyan

C Jal Jeevan Mission

D Smart Cities Mission

17.

Which of the following sectors is likely to be a priority under the 'Yuva Kaushal Vikas Abhiyan'?

A Artificial Intelligence and Data Analytics

B Manual labor in construction

C Traditional subsistence farming

D Basic clerical data entry

18.

What is the core objective of the 'Yuva Kaushal Vikas Abhiyan'?

A Providing agricultural subsidies to rural youth

B Equipping youth with future-ready skills for the modern job market

C Offering free international travel for students

D Promoting traditional arts and crafts only

19.

Under the expanded PMAY-G, what is the focus regarding waste management?

A Mandatory installation of large-scale industrial incinerators

B Integration of solid and liquid waste management systems in housing clusters

C Ban on all plastic usage in rural areas

D Exporting rural waste to urban recycling centers

20.

Which ministry is the nodal agency for the implementation of PMAY-G?

A Ministry of Housing and Urban Affairs

B Ministry of Rural Development

C Ministry of Environment, Forest and Climate Change

D Ministry of Panchayati Raj

MCQs 2026