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MCQs - 2026-05

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531.
SEBI has recently tightened disclosure norms for Alternative Investment Funds (AIFs). What is a primary reason for this action?
A To encourage more foreign investment in AIFs.
B To enhance transparency and protect investors' interests.
C To reduce the regulatory burden on AIF managers.
D To simplify the process of setting up new AIFs.
532.
The RBI's new digital lending guidelines require lenders to provide borrowers with a Key Fact Statement (KFS). What essential information should this KFS contain?
A Only the loan amount and tenure.
B All-in-one cost of the loan, including all charges, fees, and the Annual Percentage Rate (APR).
C The names of the digital lending platform's directors.
D Information about the borrower's credit score.
533.
What is the primary objective of the RBI's enhanced guidelines on digital lending transparency?
A To reduce the number of digital lending platforms.
B To protect borrowers from unfair practices and ensure fair lending.
C To increase the interest rates on digital loans.
D To promote the use of physical loan documents.
534.
Which of the following measures has been introduced by the RBI to enhance transparency in digital lending?
A Mandatory disclosure of all charges and fees by lenders.
B Introduction of a standardized Key Fact Statement (KFS) for all digital loans.
C Requirement for lenders to appoint a nodal officer for grievance redressal.
D All of the above.
535.
The 'Yuva Kaushal Vikas Yojana' emphasizes developing skills that are relevant to:
A Agricultural practices only.
B Traditional cottage industries.
C Future job markets and emerging technologies.
D Government administrative services.
536.
The 'Yuva Kaushal Vikas Yojana' primarily targets which demographic group?
A Senior citizens
B Women entrepreneurs
C Youth
D Children below 14 years
537.
What is the main objective of the 'Yuva Kaushal Vikas Yojana' recently launched by a Ministry?
A To provide financial assistance for higher education.
B To equip youth with future-ready skills for emerging industries.
C To promote traditional arts and crafts.
D To offer scholarships for sports training.
538.
Which Union Ministry is primarily responsible for the implementation of the PM-SVANidhi Scheme?
A Ministry of Finance
B Ministry of Rural Development
C Ministry of Housing and Urban Affairs
D Ministry of Labour and Employment
539.
The PM-SVANidhi Scheme was originally launched to provide working capital loans to which specific group?
A Rural artisans
B Street vendors
C Small and marginal farmers
D Unemployed graduates
540.
What is the primary objective of the recent expansion of the PM-SVANidhi Scheme?
A To provide housing loans to urban poor.
B To include more informal workers, beyond street vendors, for collateral-free working capital loans.
C To offer skill development training to rural youth.
D To subsidize agricultural inputs for small farmers.